Calculation formula of expected return of fund
To understand the calculation method of QDII fund's expected return, we must first know the calculation method of fund's expected return, and there is a fixed formula:
Expected return of fund = fund share × (net value of fund share on redemption date-net value of fund share on subscription date)-redemption fee;
Fund share = (subscription amount-subscription amount × subscription rate) ÷ the net value of fund share on that day;
Redemption fee = redemption share × net value of fund unit on redemption date × redemption rate;
Calculation method of QDII fund
After understanding the calculation formula of the expected return of the fund, the calculation formula of the expected return of the bond fund we brought in is as follows: expected return of the fund = fund share * fund net value difference-fund redemption fee.
In order to clarify the problem and express the contents of the above formula in a popular way, let's take an example: if you buy a QDII fund with 10000 yuan, the net value on the subscription date is 1, which means that the subscription fee of the fund is more than seven days but less than one year (different fund fees are different), and the redemption fee decreases with the extension of holding the fund, and generally the redemption fee is exempted for more than three years. The expected income of the fund is:
Subscription fund share =( 10000- 10000* copies.
Redemption fee =9992* yuan
Expected return of the fund =9992* (yuan
So if you invest 10000 yuan, the net value is as above, and the expected return is RMB.
note:
1. No matter whether it is subscription or redemption, the handling fee is calculated according to the amount.
2. Fund prices are also affected by foreign exchange changes, so investment needs to be cautious.
The above is about how to calculate the expected income of QDII funds, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.