Why is the fund market negative for a year? Why do people still buy it? Obviously, it has been losing money, and even if it comes back, it can't catch up with the previous losses.
This is normal, because the environment is not good now, and most of the stocks are falling, so even the funds are losing money. However, the risk control of the fund is definitely better than that of ordinary investors, so it can achieve less losses. Once the market comes, ordinary investors will win the fund's income by running away.