Maybe. Buying a fund may lose money, and the fund generally does not promise to protect the capital. The risk level of the fund is divided into low risk, medium risk and high risk. Even a low-risk money fund is not completely risk-free, although the probability of loss is low and the income is relatively stable.

Low-risk funds, such as money funds, although the risk is very low and the principal is not guaranteed, the probability of principal loss is low;

Medium-risk funds, such as Bosera Gold, are at greater risk of principal loss;

High-risk funds, such as all kinds of securities investment funds, have the highest risk of principal loss, and inaccurate grasp of the market will lead to a greater probability of loss.

Funds have broad and narrow definitions. Broadly speaking, it refers to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds, retirement funds, etc. In a narrow sense, it refers to funds with specific purposes and uses. Usually, funds mainly refer to securities investment funds. The income of securities investment funds comes from the future, and the performance of the income is inseparable from the performance of the investment target market, which has certain risks.

Buying a fund generally refers to an investment and financial management method that people with idle funds can choose, and use their temporarily unused money to buy a fund for investment, so as to achieve the purpose of maintaining and increasing value and winning income. In the process of fund sales and operation, some expenses will occur, which will be borne by fund investors and used to pay for the services provided by fund managers, fund custodians, sales agencies and registration agencies.

According to different standards, securities investment funds can be divided into different types:

1. According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.