1. What is the deposit standard of housing provident fund?
The standard of housing provident fund deposit is as follows:
1. Individual industrial and commercial households and freelancers in cities and towns can apply for housing provident fund deposit (pay special attention that not every housing provident fund management center in cities with districts allows individual industrial and commercial households and freelancers in cities and towns to pay housing provident fund, please consult the local housing provident fund management agency for details)
2. The contribution ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee, and shall be submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels. The monthly deposit base of urban individual industrial and commercial households and freelancers' housing provident fund is calculated in principle according to the average monthly tax income of the depositor in the previous year. Units do not apply for housing provident fund deposit registration or do not apply for the establishment of housing provident fund accounts for employees of this unit, and the housing provident fund management center shall order it to be handled within a time limit; If it is not handled within the time limit, it will be fined between 1, yuan and 5, yuan. If the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit; If the deposit is not made within the time limit, it may apply to the people for compulsory execution.
second, what is the individual payment standard of Shenzhen provident fund in 222?
the minimum payment for individuals is 11 yuan, and the minimum payment for units is 11 yuan, * * * is 22
(1) Deposit base
Since July 1, 22, the individual housing provident fund deposit slip shall be adjusted and the adjusted average monthly salary of employees in 219 shall be implemented.
the adjusted deposit base shall not exceed three times the average monthly salary of employees in the whole city in 219 announced by the statistics department of this municipality, that is, it shall not exceed the average monthly salary of employees in three cities of 1 yuan (the average monthly salary is divided according to the monthly average) as the deposit base; If the above limit is exceeded, the limit will be regarded as less than 2,2 yuan.
(II) Deposit ratio
The lower limit of the deposit ratio of housing provident fund for units and employees is 5% and the upper limit is 12% respectively. Units can choose the appropriate deposit ratio according to the lower limit and upper limit of the self-deposit ratio.
III. Payment Standard of Shenzhen Provident Fund in 222
Since July 1, 22, the provident fund payment base of Shenzhen Housing and Construction Bureau has been adjusted to the average monthly salary of employees in 219. After adjustment, the minimum deposit base shall not be less than 22 yuan, and the maximum deposit base shall not exceed 31938 yuan.
from July 1, 22 to June 3, 221, the deposit base of Shenzhen housing provident fund shall not be less than 2,2 yuan. The lower limit of the housing provident fund contribution ratio of units and employees is 5% and the upper limit is 12% respectively < P > IV. Shenzhen provident fund payment standard 222
1. Adjustment of the payment base of employees in units, with the minimum payment base of 2,2 yuan/2,36 yuan and the maximum payment base of 38,892 yuan; 2. Adjustment of the payment base of flexible employees, with the minimum payment base of 2,2 yuan and the maximum payment. The lower limit of the housing provident fund deposit ratio of units and employees is 5% and the upper limit is 12% respectively. Units can choose the appropriate deposit ratio according to their own actual conditions within the prescribed lower and upper limits of the deposit ratio. Units can choose the appropriate deposit ratio according to their own actual conditions within the prescribed lower and upper limits of the deposit ratio. Since July 1st, all housing provident fund deposit units in Shenzhen hereinafter referred to as units shall adjust and implement the adjusted housing provident fund deposit base, which is the average monthly salary of employees in 22. The adjusted deposit base shall not exceed 3 times the average monthly salary of employees in the city in 22 announced by the statistics department of this Municipality, that is, it shall not exceed 34,86 yuan. . If the average monthly salary of employees is subject to the annual salary system, if the average monthly salary does not exceed the above-mentioned limit, the actual average monthly salary will be used as the deposit base, and if it exceeds the above-mentioned limit, the limit will be used as the deposit base. The adjusted deposit base shall not be less than 22 yuan. Units with real difficulties in depositing housing provident fund can apply for reducing the deposit ratio to less than 5% or postponing payment according to the relevant policies and regulations of Shenzhen. After the unit's benefit improves, they can increase the deposit ratio or repay the deferred housing provident fund. The implementation period of the adjusted deposit base and deposit ratio is from July 1, 221 to June 3, 222, and the unit should repay the underpaid housing provident fund between July 1, 221 and the adjustment month. The legal basis for the adjustment of the deposit base and deposit ratio: Article 13 of the Regulations on the Management of Housing Provident Fund shall set up a special account for housing provident fund in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of the housing provident fund account for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employees' housing provident fund to record the deposit and withdrawal of employees' individual housing provident fund. Notice of Shenzhen Housing Provident Fund Management Center on Doing a Good Job in Adjusting the Deposit Base and Deposit Ratio of Housing Provident Fund in 222 I. Adjustment Contents (I) Deposit Base 1. Adjustment of Deposit Base of Employees in Units Since July 1, 222, all housing provident fund deposit units (hereinafter referred to as units) shall adjust and implement the adjusted deposit base of housing provident fund, and the deposit base shall be the average monthly salary of employees in 221. The adjusted deposit base of employees who have been employed in the unit before January 1, 222 shall not be lower than the monthly minimum wage of the city in the previous year of 2,2 yuan, and the deposit base of new employees and newly transferred employees after January 1, 222 shall not be lower than the monthly minimum wage of the city in 222 of 2,36 yuan. The adjusted deposit base shall not exceed 3 times the average monthly salary of employees in the city in 221 announced by the statistics department of this Municipality, that is, it shall not exceed 38,892 yuan (the average monthly salary of employees in the city in 221 is 12,964 yuan ×3 times). If the average monthly salary of employees (the average monthly salary for the implementation of the annual salary system) does not exceed the above limit, the actual average monthly salary shall be used as the deposit base; If it exceeds the above limit, the limit shall be used as the deposit base. 2. Adjustment of the deposit base of flexible employees Since July 1, 222, flexible employees can adjust the deposit base of housing provident fund according to the voluntary deposit agreement. The adjusted deposit base shall not be lower than the monthly minimum wage of the city of 22 yuan in the previous year, and the adjusted deposit base shall not exceed 3 times the average monthly salary of employees in the city in 221 announced by the statistics department of this city, that is, it shall not exceed 38,892 yuan (the average monthly salary of employees in the city in 221 is 12,964 yuan ×3 times). (II) Deposit ratio 1. Adjustment of unit deposit ratio The lower limit of the deposit ratio of housing provident fund for units and employees is 5% and the upper limit is 12% respectively. Units can choose the appropriate deposit ratio according to their own actual conditions within the prescribed lower and upper limits of the deposit ratio. 2. Adjustment of the deposit ratio of flexible employees Flexible employees can adjust the deposit ratio of housing provident fund according to the voluntary deposit agreement, and the adjusted deposit ratio shall not be less than 1% and not more than 24%. (III) If it is really difficult to reduce the deposit ratio or defer the deposit of housing provident fund, it can be proposed to reduce the deposit ratio (less than 5%) or defer the application according to the relevant policies and regulations of our city, and then increase the deposit ratio or repay the deferred housing provident fund after the benefit of the unit improves. Ii. business handling procedures (1) the specialized staff of the unit can independently choose any one of face recognition, enterprise electronic seal or digital certificate (key) to complete identity authentication, and log in to the online processing system of our center to handle the adjustment of deposit base and deposit ratio. (2) Flexible employees can complete identity authentication through face recognition, and log in to Alipay provident fund service to handle the adjustment of deposit base and deposit ratio. (3) Units or flexible employees can handle the adjustment of deposit base and deposit ratio at the banking outlets of this Municipality's housing provident fund collection. Iii. Other matters (1) The implementation period of the adjusted deposit base and deposit ratio is from July 1, 222 to June 3, 223; The housing provident fund that was underpaid between July 1, 222 and the month of adjustment shall be paid back by the unit after adjustment. (II) The adjustment of deposit base and deposit ratio will be handled from July 1, 222. If both the deposit base and the deposit ratio need to be adjusted, they may apply for adjustment at the same time. (three) when adjusting the deposit base and deposit ratio of the housing provident fund of the employees of the unit, the unit shall inform the employees themselves, accept the supervision of the employees and safeguard the legitimate rights and interests of the employees.