At present, there are two ways to invest in the fund: one is called "ordinary fund investment method"; A kind of "trend fixed investment method" called fund. The normative name of the "intelligent fixed investment method" you mentioned may be "trend fixed investment method".
So, what is the "trend fixed investment method"? Simply put, the trend fixed investment mode refers to a system-based smart fund fixed investment mode. Under the condition of the fund's fixed investment method, the fixed investment can obtain the benefits brought by the market with the change of market trends; At the same time, it can avoid the losses caused by the mid-term decline of the market! This is something that ordinary fixed investment cannot do. For a detailed discussion on "Trend Fixed Investment", please refer to my Baidu Encyclopedia entry "Trend Fixed Investment" (/view/46 18053.htlm).
II. When to calculate the net value of the fund:
The daily fund net value must wait until the stock market closes on that day 15:00, and then calculate the fund net value according to the profit and loss of the investment products invested by the fund, so as to know what the fund net value is on that day! Therefore, the net value of funds bought or sold on the same day will not be announced until the next day. Therefore, the net value of the fund purchased or sold on the same day should be based on the net value of the fund announced the next day!
You said, "You can't see the daily fund net value until after three o'clock, so you can only buy it the next day if you want to buy it"!
As mentioned above, the first half of your sentence is right and the second half is wrong! Because, if you buy it the next day, the net value of the fund should be based on the net value of the fund announced the day after purchase, that is, the third day. So, you don't know the net value of the fund you bought on that day. This method of calculating the net value of subscription funds is called "unknown price method". In other words, you can't know the net value of the fund on the day you buy it! It is based on the net value of the fund announced the next day!