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Large-amount medical insurance refers to the medical expenses incurred by insured persons due to serious illness or serious illness that exceed the maximum payment limit of the basic medical insurance co-ordination fund. On the basis of basic medical insurance, the municipal-level medical insurance co-ordination has established a large-amount medical insurance system.

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What is large-amount medical insurance? Large-amount medical insurance is based on basic medical insurance. The employer pays 1% of the employee and retiree base of the unit, and each employee and retiree pays 2 yuan per month.

Pay large medical insurance premiums (the amount of monthly payment for large medical insurance varies in different regions).

Employers, employees and retirees who participate in the municipal coordination of basic medical insurance shall participate in mutual aid insurance for large medical expenses while participating in basic medical insurance.

Employees and retirees who have paid large-amount medical insurance premiums will enjoy large-amount medical insurance benefits. When medical expenses exceed the maximum payment limit of the basic medical insurance pooling fund, large-amount medical insurance will pay for their medical expenses.

The coverage of large-value medical insurance for medical expenses is the same as that of basic medical insurance.

Large-amount medical insurance in social security often has a maximum compensation limit, and in terms of medical reimbursement for serious illnesses, it is often limited to reasonable and basic medical expenses and cannot cover medical expenses caused by the latest treatment technology.

Purchasing a commercial critical illness insurance in advance can often make up for these shortcomings.

The critical illness insurance offered on the Internet not only comes in many types, but also offers affordable premiums.