First of all, there are four specific conditions:
1. First of all, the total assets of your Yu 'ebao should be zero, and there is no unusable balance;
2. Secondly, there is no balance treasure income in distribution;
3. Third, there is no relevant red envelope;
4. Fourth, functions such as Yu 'ebao family account are not enabled.
Second, change the fund should pay attention to two points:
1, remember to transfer the money separately, transfer the bank card that can be transferred, and transfer the balance that cannot be transferred. If you transfer all the balance, it will be very troublesome to withdraw it to the bank card later (because you have to withdraw it to the balance first and then transfer it to the bank card).
The operation should be finished before 4pm on Thursday, because the operation will lose several days' income too late.
Extended data
Transferring funds to Yu 'ebao means buying corresponding wealth management products from fund companies and other institutions. Yu 'ebao supported Tian Hong Fund's "Zenglibao" monetary fund in the first phase. Monetary funds are mainly used to invest in securities with high security and stable income, such as national debt and bank deposits. Generally speaking, money fund, as a kind of fund product, has the possibility of loss in theory, but from the historical data, the risk of stable income is minimal.
Fund operation skills
First: Look at the market outlook before operating.
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.
Second: switch to other products.
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.
Third: regular fixed redemption
Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.
Baidu Encyclopedia: Yu 'ebao