1. Entrusting funds to a professional financial manager does not require investors to have higher professional knowledge, while investors need to choose their own stocks and need higher professional knowledge.

2. The funds raised by the fund are invested in various markets or stocks. Compared with stocks, the risk is scattered, low and the trend is relatively stable, which is more suitable for retail investors.

At the same time, retail investors can adopt the following investment strategies when investing in funds:

1, with fixed investment.

Fixed investment refers to investing in a designated open-end fund at a fixed time and with a fixed amount. By constantly buying, increase the share of positions, spread the cost of positions evenly and spread risks. It is best to make a fixed investment in the channel where the fund falls.

2. Set stop loss and take profit.

When buying a fund, investors should set a stop-loss position to prevent the fund from falling sharply in the later period and ensure its rate of return when the fund rises.