tools/materials

funds.

financial management knowledge.

mobile phone.

computer.

investment account.

conservative financial management law

1

first of all, of course, it is the time deposit of the bank. If you have tens of thousands of dollars in hand, but your mind is conservative, I suggest you choose the bank's regular financial management, which has a year, three years and five years, but the income is less. The advantage is that it is stable and very suitable for conservatives.

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2

Secondly, you can choose to buy money funds. Money fund is a relatively safe investment method that has emerged in recent years. Its income is higher than the current period, greater than or equal to the fixed period, and its access is very flexible. You can buy it through Baidu's Xiaoman Finance and other channels.

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3

Third, you can choose a wealth management product. Wealth management products are also very popular now, and the income is a little higher than that of money funds. They are available in major banks, brokerage platforms, online platforms and fund platforms, but they have a certain closed period, and access is not as flexible as money funds, which is also a capital preservation and wealth management.

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aggressive financial management method

1

First of all, stocks are a very good choice. If you belong to the enterprising school, I suggest you invest in stocks. You can open a stock account, carefully analyze the market, choose two or three stocks, choose the right time to invest, and wait until the increase reaches 6% to 1% before throwing them out.

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2

Secondly, you can choose a net worth fund. This kind of fund can see your ups and downs and profit and loss every day, and its income is higher than other funds, but it has certain risks. Net worth funds include stock, hybrid, index, graded funds, LOF, etc., which can be selected according to their own analysis.

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Third, you can choose to invest in small and micro enterprises. Some small and micro enterprises are short of funds. If you have friends who know this field, you can invest your tens of thousands of dollars in his enterprise, so you can enjoy dividends, but there are also great risks.

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radical financial management method

1

First, invest in Shanghai Gold and Shanghai Silver. If you are a radical, you can invest in Shanghai Gold and Shanghai Silver. This kind of investment product is margin trading. Generally speaking, the principal of 1, yuan can be enlarged to 1, yuan, with high returns but high risks, which is only suitable for radicals.

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2

Second, you can invest in futures. Radical wealth managers can also invest in futures. Futures are similar to Shanghai Gold and Shanghai Silver, and they all belong to margin trading. There are many types of futures, and they are also "double-high" investment products, which require strong analytical ability and professional knowledge. If you want to participate, you must open an account on a formal platform.

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Summary

1. Conservative friends can go to the bank or Xiaoman Finance to handle time deposit, money fund and wealth management products.

2. Enterprising friends can invest in stocks, net-worth funds, or take stakes in small and micro enterprises, etc. in securities firms, mobile phones or online platforms.

3. Radical friends can register and open an account on the regular platform to invest in futures and Shanghai Gold.

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Precautions

Before investing in financial management, you'd better do a risk tolerance test to determine your own type.

be sure to choose a regular platform to avoid being cheated.