Generally speaking, like funds, there are three kinds of fees: management fee, subscription fee and redemption fee. Since Bosera Gold itself is a fund product, there are also these three kinds of fees.
1. Subscription fee
As Bosera Gold is in the preferential period, the subscription fee is zero.
2. Redemption fee
Bosera Gold offers three redemption rates for users with different holding periods:
A.0 days ≤ holding days
B.7 days ≤ retention days
C.30 days ≤ holding days, and the redemption rate is 0.
Suppose you buy boss gold of 10000 yuan and sell it in less than 7 days, then you need to deduct the handling fee of 150 yuan. 2.5 yuan handling fee will be deducted if it is sold for more than 7 days and less than 30 days.
3. Management fee
At present, Boss Gold has three management fees:
A. Management fee: 0.5% (per year)
B. Custody fee: 0. 1% (per year)
C. Sales service fee: 0.35% (per year)
Suppose you buy 65438+100000 yuan of boss gold and hold it for one year, then you need to deduct the management fee-110000 * 0.95% = 95 yuan, with an average of 0.26 yuan per day.
Therefore, if you buy boss gold of 10000 yuan and hold it for 10 days, you need to deduct 5. 1 yuan for a * * *.
Summary: As can be seen from the above, the current handling fee of Bosera Gold is mainly composed of redemption fee and management fee, and the redemption rate varies greatly, so the most cost-effective selling method is to hold it for more than 7 days, so the handling fee deducted is very small.