The compensation for work-related injury insurance with five risks is as follows:

1. Pay a one-time disability subsidy from the work-related injury insurance fund according to the level of disability, with the first disability being my salary of 27 months, the second disability being my salary of 25 months, the third disability being my salary of 23 months and the fourth disability being my salary of 21 months;

2. Pay monthly disability allowance from the industrial injury insurance fund. The first-class disability is 9% of my salary, the second-class disability is 85%, the third-class disability is 8%, and the fourth-class disability is 75%. If the actual amount of disability allowance is lower than the local minimum wage standard, the industrial injury insurance fund will make up the difference;

3. After the injured workers reach retirement age and go through retirement formalities, they will stop paying disability allowance and enjoy basic old-age insurance benefits in accordance with relevant state regulations. If the basic old-age insurance benefits are lower than the disability allowance, the industrial injury insurance fund will make up the difference.

The specific compensation is as follows:

If an employee is identified as a first-class to fourth-class disability due to work-related disability, he/she will retain his/her labor relationship and quit his/her post, and enjoy the following benefits:

1. Pay a one-time disability subsidy from the industrial injury insurance fund according to the disability level, with the standards as follows: the first-class disability is 27 months, the second-class disability is 25 months, the third-class disability is 23 months, and the fourth-class disability is 23 months.

2. Pay monthly disability allowance from the industrial injury insurance fund. The standards are: 9% of my salary for first-degree disability, 85% for second-degree disability, 8% for third-degree disability and 75% for fourth-degree disability. If the actual amount of disability allowance is lower than the local minimum wage standard, the industrial injury insurance fund will make up the difference;

3. After the injured workers reach retirement age and go through retirement formalities, they will stop paying disability allowance and enjoy basic old-age insurance benefits in accordance with relevant state regulations. If the basic old-age insurance benefits are lower than the disability allowance, the industrial injury insurance fund will make up the difference.

if an employee's work-related disability is identified as level 1 to level 4 disability, the employer and the employee shall pay the basic medical insurance premium based on the disability allowance.

Employees who are disabled due to work are identified as five or six levels of disability, and enjoy the following benefits:

1. Pay a one-time disability subsidy from the industrial injury insurance fund according to the disability level. The standard is: the five-level disability is my salary for 18 months, and the six-level disability is my salary for 16 months;

2. Keep the labor relationship with the employer, and the employer will arrange appropriate work. If it is difficult to arrange a job, the employer will pay a monthly disability allowance. The standard is: 7% of my salary for level 5 disability and 6% of my salary for level 6 disability, and the employer will pay the social insurance premiums that should be paid for it according to the regulations. If the actual amount of disability allowance is lower than the local minimum wage, the employer shall make up the difference.

upon the employee's own proposal, the employee can dissolve or terminate the labor relationship with the employer, and the work-related injury insurance fund will pay the one-time medical subsidy for work-related injuries, and the employer will pay the one-time disability employment subsidy. The specific standards of one-time medical subsidy for work-related injuries and one-time disability employment subsidy shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

Employees who are identified as being disabled at level 7 to level 1 due to work-related injuries are entitled to the following benefits:

1. Pay a one-time disability subsidy from the industrial injury insurance fund according to the disability level, with the standards as follows: level 7 disability is my salary for 13 months, level 8 disability is my salary for 11 months, level 9 disability is my salary for 9 months, and level 1 disability is my salary for 7 months;

2. If the labor and employment contract expires or the employee proposes to terminate the labor and employment contract, the industrial injury insurance fund will pay the one-time medical subsidy for work-related injuries, and the employer will pay the one-time disability employment subsidy. The specific standards of one-time medical subsidy for work-related injuries and one-time disability employment subsidy shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

Legal basis: Article 3 of the Regulations on Work-related Injury Insurance

Employees who suffer from work-related accidents or occupational diseases are treated and enjoy medical treatment for work-related injuries.

employees who treat work-related injuries should seek medical treatment at the medical institution that signed the service agreement, and in case of emergency, they can go to the nearest medical institution for first aid.

if the expenses required for the treatment of work-related injuries meet the catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance, they shall be paid from the work-related injury insurance fund. The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance shall be stipulated by the social insurance administrative department of the State Council in conjunction with the health administrative department of the State Council, the food and drug supervision and management department and other departments.

the food allowance for employees' hospitalization for work-related injuries, and the transportation and accommodation expenses required for employees' medical treatment outside the overall planning area, which are certified by medical institutions and reported to the agency for approval, shall be paid from the work-related injury insurance fund, and the specific standards for the fund payment shall be stipulated by the people's government of the overall planning area.

workers who are injured at work who treat diseases not caused by work-related injuries do not enjoy medical treatment for work-related injuries, and shall be treated according to the basic medical insurance measures.

the expenses for the injured workers to go to the medical institutions that have signed the service agreement for work-related injury rehabilitation shall be paid from the work-related injury insurance fund if they meet the requirements.

Article 35

If an employee is identified as a first-class to fourth-class disability due to work-related disability, he/she will retain his/her labor relationship and quit his/her post, and enjoy the following benefits:

(1) Pay a one-time disability subsidy from the industrial injury insurance fund according to the disability level, with the standards as follows: the first-class disability is 27 months, the second-class disability is 25 months, the third-class disability is 23 months, and the fourth-class disability is 23 months.

(2) Pay monthly disability allowance from the industrial injury insurance fund. The standard is: 9% of my salary for first-degree disability, 85% for second-degree disability, 8% for third-degree disability and 75% for fourth-degree disability. If the actual amount of disability allowance is lower than the local minimum wage standard, the work-related injury insurance fund will make up the difference < P > (3) After the workers with work-related injuries reach retirement age and go through retirement procedures, they will stop issuing disability allowance and enjoy the basic old-age insurance benefits in accordance with state regulations. If the basic old-age insurance benefits are lower than the disability allowance, the work-related injury insurance fund will make up the difference.

if an employee's work-related disability is identified as level 1 to level 4 disability, the employer and the employee shall pay the basic medical insurance premium based on the disability allowance.

Article 36

Employees who are identified as being disabled at level 5 or level 6 due to work-related injuries shall enjoy the following benefits:

(1) Pay a one-time disability subsidy from the industrial injury insurance fund according to the disability level, with the standards as follows: level 5 disability is my salary for 18 months, and level 6 disability is my salary for 16 months;

(2) retain the labor relationship with the employer, and the employer will arrange appropriate work. If it is difficult to arrange a job, the employer will pay a monthly disability allowance. The standard is: 7% of my salary for level 5 disability and 6% of my salary for level 6 disability, and the employer will pay the social insurance premiums that should be paid for it according to the regulations. If the actual amount of disability allowance is lower than the local minimum wage, the employer shall make up the difference.

upon the employee's own proposal, the employee can dissolve or terminate the labor relationship with the employer, and the work-related injury insurance fund will pay the one-time medical subsidy for work-related injuries, and the employer will pay the one-time disability employment subsidy. The specific standards of one-time medical subsidy for work-related injuries and one-time disability employment subsidy shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

Article 37

Employees who are identified as being disabled at level 7 to level 1 due to work-related injuries shall enjoy the following benefits:

(1) Pay a one-time disability subsidy from the industrial injury insurance fund according to the disability level, with the standard as follows: level 7 disability is 13 months, level 8 disability is 11 months, level 9 disability is 9 months, and level 1 disability is 7 months;

(2) If the labor or employment contract expires, or the employee himself proposes to terminate the labor or employment contract, the industrial injury insurance fund will pay the one-time medical subsidy for work-related injuries, and the employer will pay the one-time disability employment subsidy. The specific standards of one-time medical subsidy for work-related injuries and one-time disability employment subsidy shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.