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According to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investors, it can be divided into bond funds, stock funds, money funds and hybrid funds.
Money funds used for short-term investment have no time to buy, because the annualized income of money funds fluctuates little for a period of time. As long as bond funds avoid the early stage of bond bear market and the late stage of bond bull market, it is best to buy bond funds when the market interest rate is low. However, the long-term income of bond funds is relatively stable, and the impact of choosing the buying opportunity will not be too great.
1. In the long run, the timing of fund selection is actually somewhat difficult. Don't buy at the turning point of bull market, reasonably avoid the transition time from bull market to bear market, and it is safest to buy when the stock market transitions to big bull market. If you buy an industry index fund, you should analyze the development stage of the current industry. If it is in the rising growth period, it is worth buying.
2. In the short term, don't buy funds in the morning. You should wait until the afternoon of the working day and start buying half an hour before the stock market closes. It is best to buy stock funds at 2:30-3:00 pm on weekdays, because buying before 3:00 pm is based on the net value of the day. During this period, the fund rises and falls very clearly, and the net value of the day is estimated to be relatively stable.
According to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.