At present, it is difficult to guarantee the high-quality life of the elderly by relying on the basic pension issued by the state every month. Many white-collar workers began to plan for their old age decades before retirement.
When I was young, I began to plan for my old age. The most common investment method is the fixed investment of the fund, and the earlier the pension fund invests, the better.
The sooner the fixed investment is made, the better, and the smaller the financial pressure burden of the monthly fixed investment.
The fixed investment of the fund is about time, and investors must be patient. Don't lose your investment patience because of the short-term fluctuation or decline of the stock market, so that you can't reach the long-term average cost of fixed investment. You know, the stock market rises and falls in a short time.
Understand the income characteristics of the products in hand. No matter what kind of fund investors buy, they should know the risk of fund income in their opponents, and then they can make some investment portfolios, and they can make some appropriate portfolios when they encounter market fluctuations.