First, the role of industrial injury insurance fund
The work-related injury insurance fund is paid by the employer according to a certain proportion, which is used to pay the medical expenses, disability allowance, one-time work-related death subsidy and other expenses of work-related injuries. When workers have industrial accidents at work, the industrial injury insurance fund will bear most of the economic compensation responsibilities to ensure that the injured can receive timely and effective treatment and compensation.
Second, the company's responsibility
In addition to the industrial injury insurance fund, the company also undertakes certain industrial injury compensation responsibilities. Specifically, the company needs to provide necessary treatment and rehabilitation measures for injured workers to ensure that they are properly taken care of. In addition, the company also needs to pay some expenses that are not covered by the industrial injury insurance fund, such as nursing expenses and transportation expenses. After the industrial injury accident, the company should actively cooperate with the identification and compensation of industrial injury to ensure the protection of industrial injury rights and interests.
Three. Responsibilities of industrial injury bureau
The Industrial Injury Bureau is a government agency responsible for the identification and compensation of industrial injuries. When a worker has an industrial accident, he can apply to the Industrial Injury Bureau for industrial injury identification and apply for corresponding compensation according to the identification result. The Industrial Injury Bureau will investigate and identify industrial accidents according to law, and determine the compensation amount and payment method according to the industrial injury insurance policy.
To sum up:
Compensation for work-related injuries shall be jointly borne by the work-related injury insurance fund and the company, and the work-related injury bureau shall be responsible for the coordination and management of work-related injury identification and compensation. When workers are injured accidentally at work, they should apply for work-related injury identification and compensation according to law to ensure that their rights and interests are protected. At the same time, the company should also actively fulfill the responsibility of compensation for work-related injuries and provide necessary treatment and compensation measures for work-related injuries.
Legal basis:
Regulations of People's Republic of China (PRC) Municipality on Industrial Injury Insurance
Article 5 provides that:
The employing unit shall participate in work-related injury insurance and pay work-related injury insurance premiums for all employees or employees of the unit.
Article 30 provides that:
Workers who suffer from accidents or occupational diseases at work shall receive treatment and enjoy medical treatment for work-related injuries. If the expenses required for work-related injury treatment meet the catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance, they shall be paid from the work-related injury insurance fund.
Article 37 provides that:
Workers who are disabled due to work are identified as seven to ten levels of disability, and a one-time disability subsidy is paid by the industrial injury insurance fund according to the level of disability. If the labor and employment contract expires or the employee proposes to terminate the labor and employment contract, the work-related injury insurance fund will pay the one-time work-related injury medical subsidy, and the employer will pay the one-time disability employment subsidy. Specific standards for one-time medical subsidies for work-related injuries and one-time disability employment subsidies shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.