You can enter the fund column through the online trading system of securities account, and click Cancel Fixed Investment Agreement. If you don't want to hold the fund, you can take the redemption operation and the funds will be returned to the fund account within 4-7 days. You can also go through the relevant cancellation procedures through online banking or at the bank counter.

Fund, broadly speaking, refers to a certain amount of funds established for a certain purpose, mainly including trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses.