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Which funds are better?
Generally, open-end funds can be redeemed at will. If the risk is not high, it is recommended to buy a bond fund.

Bond funds recommend Guo Fu Tian Li, ICBC Tian Li, and Oriental Steady Return, all of which are quite good, but you should know that the return is probably a little more than regular every year, so don't expect good returns.

If you need it urgently or need it in the near future, you can buy a money fund. Generally, it can be redeemed today and returned to the bank account within 2 days. It is the most liquid fund, and there is no handling fee for purchase and redemption, but the income is only about 3 months of regular interest.

Monetary Fund recommends Huaxia Cash.