There is no doubt that everyone loves gold. But when it comes to investing in gold, there are actually not many ways to invest in gold in China. In addition to buying physical objects in gold shops and paper gold in banks, gold funds are the most professional and suitable for the public. So how do you buy a gold fund? Today, Bian Xiao will introduce it to you.

1. What is a gold fund?

Gold funds mainly include gold ETF and gold ETF linked funds. Gold ETFs are traded in stock accounts, and the investment direction of gold ETF-linked funds is gold ETFs, which can be directly purchased on third-party platforms such as Alipay Ant Wealth, Tencent Wealth Management and Tian Tian Fund Network.

Take the balance treasure on Alipay as an example. Behind it is an ETF linked fund, whose full name is "Boss Gold ETF Linked A". Its trend is to follow the price of gold. When the price of gold rises, it will rise, and when the price of gold falls, the fund will also fall.

Second, how to buy a gold fund?

There are two products on Alipay platform, Bosera Gold and Huaan Gold, both of which are bought from one yuan, and there is no handling fee for buying them. However, it should be noted that if the gold fund is held for less than 7 days, it will be charged a handling fee of 1.5%. Generally speaking, after buying, you can confirm the share at T+ 1 and check the expected income. After selling, you can confirm the share at T+ 1, and the funds will arrive at T+2 (T is the trading day).

On the WeChat platform, you can choose funds in Licaitong to buy gold funds, mainly gold ETF linked funds, such as Cathay Pacific Gold ETF Linked A and E Fund Gold ETF Linked A, which can be purchased directly in the fund section of Licaitong.

Summary: Gold fund is a more suitable investment method for the public, with low transaction cost, small risk fluctuation and convenient purchase. It is worth considering buying some gold funds as part of asset allocation.