Question 1: How long will the fixed investment of the fund last at least, and can it be redeemed at any time? According to the principle of economic cycle, the fixed investment period is Sichuan -5 years. Because the cycle of the stock market is too long!

You can stop voting at any time! There are two ways to cancel the fixed investment of the fund:

You can take the initiative to apply to stop the fixed investment agreement, or you can stop saving money in the fund's fixed investment related account. If the fund company does not draw money for three consecutive months, it will automatically stop the fixed investment agreement of the fund.

Funds that have been purchased will continue to be retained and will not be redeemed automatically!

Question 2: Can the fixed investment fund be redeemed at any time? Can be redeemed at any time. However, if you hold the idea of redemption at any time, don't vote for it. The subscription fee is not discounted, the fixed investment amount is not much, and the income is not much, so don't bother. It is generally determined that only those who have not moved for three to five years will vote, depending on the benefits.

Adopt it

Question 3: Can the fixed investment of the fund be redeemed at any time? There is no fixed number of years for the fund to vote, at least the fund company has no regulations. As long as you hold shares, you can redeem them. Redemptions of less than five years and more than five years are only a certain discount on redemption fees. But the fund is a long-term investment variety, and it can't be profitable in the short term.

Question 4: What does it mean that the minimum investment period of the fund is 5 years? Can I redeem it at any time? There is no fixed number of years for the fund to vote. If you are hungry, there is no regulation for the fund company. As long as you hold shares, you can redeem them. Redemptions less than five years and five years only have a certain discount on redemption fees. But the fund is a long-term investment variety, and it can't be profitable in the short term.

Question 5: Can the fund be redeemed at any time? Redeemable at any time;

The fund manager's income has nothing to do with whether the fund is losing money or not, and the general income is high. If the fund is losing money, the fund company will not compensate, so the fund investment is risky.

Question 6: How long does it take for the fund to make a fixed investment? Can I redeem it at any time? According to the principle of economic cycle, the fixed investment period is 3-5 years. Because the cycle of the stock market is so long!

You can stop voting at any time! There are two ways to cancel the fixed investment of the fund:

You can take the initiative to apply to stop the fixed investment agreement, or you can stop saving money in the fund's fixed investment related account. If the fund company does not draw money for three consecutive months, it will automatically stop the fixed investment agreement of the fund.

Funds that have been purchased will continue to be retained and will not be redeemed automatically!

Question 7: Can the fixed investment fund be redeemed at any time before it expires? Generally speaking, funds can be redeemed at any time. In fact, it is not difficult to understand the fund's fixed investment. It refers to an investment method in which investors invest fixed funds in a fund on a fixed date every month. If you have a one-time savings experience, then this investment method is not more complicated than one-time savings. After signing an agreement with a fund company or a bank and other consignment agencies, what you need to do is to keep enough money in your account on the fixed investment day of each month, and other reasons will be handled by the bank. Or you can try to make a fixed investment plan yourself, but you should restrain the weakness of human nature, don't give up because of the downturn in the market, and don't stop because of the high net worth. Strictly abide by the plan and insist on investment. The advantage of your own fixed investment is that it is more flexible. Generally, you can directly invest in the direct selling website of fund companies and enjoy preferential rates. The disadvantage is that compared with the traditional fixed investment method, the subscription starting point is 300-500 yuan, which is higher, generally at least 1 000 yuan.

There is no time limit for the fixed investment, and the customer will not terminate it. As long as the fund continues to exist, the agreement will remain valid, which means that it will be automatically deducted every month. Even if all the fund shares are redeemed, the fixed investment agreement is still valid. However, this does not mean that customers do not have the right to terminate early. You can ask for termination at any time, otherwise the agreement will be terminated automatically if the deduction conditions are not met for more than 3 months. The realized income will not suffer any loss, that is, it will not be reduced by paying interest at the listed current interest rate when withdrawing time deposits in advance.

What are the benefits of fixed investment? First of all, it must be explained that if there is no big bull market like that in 2006-2007, the investment method of fixed investment is not as good as the income of one-time investment, but the normal securities market always has opportunities and risks, and the index fluctuates up and down, so the fixed investment can well spread the risks, because the subscription share will decrease when the net value of the fund is high, and the share can increase when the net value is low, which coincides with the theory of high throwing and low sucking in the stock market. As long as we insist on long-term investment, there will be an average cost and an ideal income. Secondly, due to the low starting point and flexible methods, fixed investment is bound to be an ideal financial management tool. Furthermore, you can cultivate good financial habits. Most importantly, as a long-term financial management plan, you can make small investments in exchange for long-term value-added.

So which groups are suitable for fixed investment? In fact, it is suitable for everyone, whether you are preparing an education fund for your children, enjoying your old age, making large purchases, or just realizing your own travel plans. But one thing is that the earlier you start investing, the more obvious the effect of compound interest investment will be, and the income generated by the amount you start investing will continue to join the ranks of continuous income generation. This is the so-called "rolling interest". Of course, it depends on your choice. It is precisely because fixed investment is suitable for early investment and is a long-term financial management tool that it is very suitable for young friends with fixed income!

Regarding the choice of fixed investment funds, we may wish to choose stock funds or hybrid funds with higher returns. The former is suitable for radical investors, while the latter is suitable for steady investors. Because fixed investment can spread risks, funds with radical portfolio can get good returns while controlling risks, while monetary or bond funds are low-risk and low-yield products, which are not suitable for this investment method, with one exception. If you save money to buy a computer after one year, or pay insurance every year after eight months, it is also a good choice to choose a stable currency or bond fund. At least you can get much higher income than the bank's savings in the same period, and you don't have to worry too much about the loss of principal or interest.

Because of the low starting point and simple method, the fund is also called "small investment plan" or "lazy financial management"

The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market. ...& gt& gt

Question 8: Who can explain the fixed investment of the fund in detail? Can I redeem it at any time? What is the fixed investment of the fund?

Fixed-term fund subscription [fixed-fund investment] refers to a long-term investment method in which investors and sales organizations (including banks and brokers) agree on the time and amount of monthly deduction to buy a certain fund, and the sales organizations automatically deduct the money from the investor's designated fund account and complete the fund subscription application on the agreed date of each month.

What are the benefits of regular fixed investment?

A: First, the entry threshold is low and the starting point is low. The lower limit of general fixed subscription is one or two hundred yuan per month. Second, automatic transfer is convenient. After signing a one-time contract, the subsequent installments will be deducted and subscribed automatically. Third, over time, water has become a river. Investing in idle funds to increase its value, and buying funds regularly and regularly can also accumulate a lot of wealth. Fourth, reduce risks and dilute costs. Average investment and risk diversification. Choose a regular quota, the capital will be invested on schedule, and the investment risk will be relatively average. V. Resisting the erosion of inflation In the long run, sustained economic development will be accompanied by a certain degree of inflation. Regular fixed investment in a way similar to zero deposit and lump sum withdrawal will help you overcome inflation with long-term high expected returns.

The fixed investment of the fund is suitable for five groups of people.

First, the "moonlight clan", because the fixed investment of the fund has two functions of investment and savings, it can "force" itself to save;

The second is "office workers", who are busy with work and have no time to take care of investment. The fund will vote for "lazy" financial management;

The third is "happy family". Couples in their thirties should not only consider their children's education, but also plan for the elderly. They can use the fixed investment of the fund as a long-term financial management tool;

The fourth is the "investor family". At present, the net value of funds in the market is already high, and direct purchase is very risky. Fixed monthly investment can reduce risks;

Fifth, "depositors" have low interest rates. If inflation is taken into account, it is actually difficult to increase the value in banks, and the long-term risk of the fund's fixed investment is small, which has the function of saving.

There are six kinds of people who are particularly suitable for buying funds in the form of "regular quota"-that is, people who are unwilling to predict the market; People who have no time to manage money; People who want to reduce risks; People who plan and manage their finances for a long time; People who force themselves to save; People with insufficient funds.

* * * * How to make a fixed investment in the fund?

Fixed investment refers to the fund that is agreed to be subscribed by monthly fixed deduction. The general starting point is 200 yuan, E Fund is RMB 100 per month, and the company is 500 yuan.

You can bring your ID card and bank card to the bank counter where you want to make a fixed investment, fill in the application form for fixed investment, determine the fixed investment period (currently three or five years), the fund type and the monthly fixed investment amount, and agree on the account for your deduction (it must be the undertaking bank in the same city). Starting from the first stock market trading day of each month (or designated trading day, different banks are different), the system will automatically deduct money from the agreed account. If there is no fund in the account, the system will deduct it daily.

Because the net value of the fund is not the same every month, from the perspective of probability, the net value may be met, so the fixed investment can dilute the cost and reduce the risk. According to some calculations, the annual rate of return can reach more than 10%. Fixed investment can also apply for suspension or redemption at any time. Like general subscription, there is no financial penalty.

In order to get the maximum income, investors can control the timing of capital injection every month to get low net worth, or choose the timing of redemption to get high net worth.

Question 9: How long can the fund be redeemed immediately after the fixed investment? The fund T+ 1 can be redeemed after the fixed investment, but the fund is still a long-term investment product, and frequent redemption will increase the cost. To achieve a certain income target, we can consider the redemption problem and band operation.

Question 10: Can the money invested by the fund be redeemed at any time? After the fund is invested, its share is the same as the subscription and can be redeemed at any time; Although there is a time limit for fixed investment, investors can suspend fixed investment at any time, and can restart fixed investment after suspension.