There are many types of funds. The money fund you are talking about has the least risk, and it does not promise to protect the capital and income, but it will basically not lose money, because the money fund mainly makes money through bank agreement deposits, bond repurchase and short-term bonds, and the risk is not great. As long as the fund operates normally, there will be no big financial risks and the country will not lose.

Suning's change treasure and Alipay's balance treasure are both money funds, and their basic functions are the same. The difference is that the platform is different, and the docking is not a money fund. Different platforms determine Suning's disadvantage, because Suning is not convenient to use compared with Alipay. The docking money fund, Suning only has Huaxia Caifubao Money Fund. In terms of income, in the medium term, it will be higher than Tian Hongzeng Libao, who is docked with Yu 'ebao, because China is in the initial stage of scale promotion, and the scale effect is gradually released, while Tian Hong's scale exceeds 250 billion, which makes management more difficult and the scale effect begins to have side effects.

So which one to choose depends on what you want. High income or convenience? Anyway, I won't choose to invest in money funds and buy them on such an online platform. Not as good as the fund company official website. I only buy it with the money from shopping.

If you don't understand, sincerely welcome questions; If I am lucky enough to help you, please adopt in time! thank you