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Is there a gap in the social security fund? Why are many companies still paying the minimum fee?
Is there a gap in the social security fund? Why are many companies still paying the minimum fee? So far, the overall operation of social security funds in our country has been unable to make ends meet, and the balance is increasing every year, so there is no gap in pension funds as a whole. In fact, it is the conclusion caused by several factors, so it has reached such an increasing balance.

For example, the economy of every province in China is relatively prosperous, and the income and expenditure of all components are relatively good, making ends meet. At the same time, the operating profits of central enterprises are constantly distributed every year, so the operating profits distributed to central enterprises are also constantly rushing. This is the balance of our social security fund. In addition, most social security funds make reasonable investments every year. According to the effective investment of social security fund, the annualized income and rate of return are relatively good, basically exceeding the level of 5%~ 10%. Therefore, this series of measures ensures that our social security fund has a relatively surplus balance.

Naturally, with the aggravation of population aging in the future, there will be more and more elderly people in the future, which is also an indisputable fact. Therefore, the gap of social security fund and the pressure of income and expenditure of social security fund may be further highlighted. Even in last year's actuarial report of pension, it was clearly pointed out that if the pension is redistributed according to the current system and method, everyone's pension benefits may be spent in the old-age society in 2035, which is a realistic problem, so it is urgent to reform the social security system as soon as possible.

In fact, the core of reforming the social security system lies in delaying retirement. According to the delayed retirement, we can effectively transform the retired elderly population into the working-age population, thus reducing the total number of pensioners and increasing the total number of workers. This method can be effectively handled, and naturally everyone will participate in the social security process, so that some enterprises will pay social security according to the minimum level, which is also the key factor to determine the imbalance of social security income and expenditure. Therefore, after the social security tax reform, most enterprises are not allowed to do so. Social security contributions must be created in strict accordance with the actual wages of their employees.