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Is it necessary to deposit as many IOUs as possible in the small vault?
JD。 COM's small vault activates the white note. Is there a limit on how many IOUs to deposit?

Because the direct activation of white bars failed, 100 yuan was saved. 100 won't move, unless you don't want to use white stripes anymore. You can save as much as you want. If you want to use a large amount, then save more. I am 100, that's enough.

What do you mean, how much money is deposited in JD.COM's IOU?

Brand model: Huawei MateBook D 15

System: Windows 1 1

Software version: JD.COM Baitiao 6.3. 10

JD.COM IOUs deposit as much as possible, that is, users will deposit a sum of money in the small vault in JD.COM, and then spend as much as possible on IOUs, so how much money will be frozen in the corresponding small vault in JD.COM. However, although some of the money in the small vault of Jingdong has been frozen, they still enjoy the income settlement of the small vault.

Note that the withdrawal amount of IOUs is also limited. Usually, users can only withdraw some IOUs. This withdrawal limit is also determined by the system, and manual intervention is impossible. If the withdrawal amount of JD.COM IOUs is relatively low, we can only make good use of it and wait for the irregular evaluation and adjustment of the system in the later period. Generally speaking, the better our personal qualifications, the more chance we have to get a higher withdrawal amount of IOUs.

What does JD.COM mean by writing a white note in the small vault? Is this a good deal?

Jingdong small vault is a money fund product of Jingdong Finance. The money deposited in the small vault can not only enjoy the expected income of the money fund, but also allow users to write IOUs. So what does it mean to write a white note in JD.COM? COM's coffers? Is it cost-effective to open a white note in the small vault?

1. What does it mean to open a white note in JD? COM's coffers?

1. What is Xiaojin Village in JD.COM?

In fact, the money that users deposit in the vault is the money fund. By default, new users deposit in the vault to purchase China Life Insurance-Zengjinbao Monetary Fund.

However, the funds in the small vault can also be paid and used at any time, including purchasing wealth management products, funds, gold, and writing and returning IOUs.

2. What is JD.COM White Strip?

White stripes are a payment method in JD.COM, similar to Alipay flowers. However, the usage scenarios of white stripes in JD.COM are different, and they are mainly supported in JD.COM. COM, Store 1 and other places.

JD.COM White Bar, like Flower Bar, users can't apply voluntarily, and the system decides whether to activate it according to the user's credit.

Write a white note in JD.COM. COM's vault is a way for JD.COM to activate IOUs for users. Users can get the opportunity to apply for IOUs by depositing certain funds into their own small vault accounts.

The amount of funds deposited should be the same as the amount of IOUs, that is, when the amount of IOUs is 1 000 yuan, the amount of small deposits should not be less than 1 000 yuan.

However, saving money in the small vault can only get the opportunity to activate the white note, and whether it can be activated successfully in the end still needs to wait for the system to review, that is to say, when the system judges that the user's credit is not high, even if the small vault saves money, it cannot open the white note.

Second, is it cost-effective to write IOUs in JD.COM? COM's coffers?

When the IOU is opened, the amount deposited in the small vault will be temporarily frozen. From the perspective of overdraft consumption, the advantage of opening a white note in the small vault is not outstanding, because the amount of overdraft means the amount that must be deposited in the small vault.

However, although the frozen funds cannot be used, it does not affect the expected income of the Monetary Fund. Its function is similar to Alipay reserve fund, which can borrow money for a short time and obtain the expected income of small investment.

What does it mean to write an IOU in JD.COM? COM's coffers? I hope it helps you. Warm reminder, financial management is risky and investment needs to be cautious.