Fund Lifelong Treasure is an intelligent financial management tool, which disperses clients' funds into multiple fund products. Compared with regular wealth management products, Lifelong Bao is more flexible and can be bought and sold at any time. Then, can the funds of the fund take the initiative to withdraw at any time? This paper will analyze it from many angles.

First, the characteristics of the fund initiative treasure

Fund Lifelong Treasure is a wealth management product based on the Internet. Its characteristics are short-term, flexible, high income, low threshold and high transparency. Customers can manage money conveniently through mobile devices such as mobile phones. The investment period of the fund's active treasure is relatively short, usually from 1 day to 1 month, so the liquidity requirements for customers are high.

Second, the subscription and redemption of fund initiative treasure

It is very convenient to purchase and redeem the fund's active treasure. Customers only need to choose to buy or redeem in their account balance, choose the fund products they invest in, enter the amount and confirm. After submitting the redemption application, the money will generally be paid to the customer's account balance within 1 to 2 working days. However, it should be noted that redemption has a certain application time and operating expenses, and the comparison of time and cost varies from fund company to fund company.

Third, the risk of fund active treasure.

Fund investment itself has certain risks, and fund initiative treasure is no exception. Investors need to have a clear understanding of the risks of funds. Although there are many large-scale well-known brands in fund products, due to market factors and investment strategies, the return on investment of products can not be fully guaranteed. Investors need to know their risk tolerance and choose investment products that suit them.

Fourth, the withdrawal of fund active treasure.

The withdrawal of fund active treasure generally needs to redeem the fund share, and the redemption rules of each fund company are different. Some fund companies support T+ 1 or T+2, but they need to pay a higher redemption fee in advance. And some companies don't have redemption fees in advance, just need to wait for a certain redemption settlement time. Therefore, before withdrawing cash, investors need to know the redemption rules and fees of the fund companies they invest in, so as to operate in a targeted manner.