Although money is getting better and better now, it is getting less and less valuable, so now some people with spare money are not willing to save money for a fixed period, but invest. Out of trust in banks, most of them will choose their wealth management products. In the big market of wealth management, all banks are issuing their own wealth management products, and Huaxia Bank is no exception. So what about Huaxia Bank's wealth management products?

There are seven types of wealth management products of Huaxia Bank, namely, stabilizing profit, increasing profit, creating profit, huiying, jinying, yingying fund and yingying trust. Today, the author focuses on the first five series.

Hua Xia Bank's interest stabilization: refers to the financial products of government bonds, policy financial bonds, central bank bills, or corporate bonds or trust products guaranteed by financial institutions, which are issued by banks to investors with expected returns as the guarantee and circulated in the inter-bank bond market.

Huaxia Bank's profit increase refers to financial instruments with high credit rating and good liquidity (including but not limited to treasury bonds, financial bonds, central bank bills, bank deposits, bond repurchases, bond forwards and other instruments with high credit rating, corporate bonds, short-term financing bills, medium-term bills, bill assets, asset-backed securities and subordinated bonds) issued by investors, and invested in convertible bonds and separable bonds through trust plans.

Huaxia Bank creates profits: issues wealth management products to high-net-worth customers, and the wealth management funds are invested in Huaxia Bank's wealth management portfolio. The investment scope of this portfolio includes but is not limited to treasury bonds, financial bonds, central bank bills, bank deposits, bond repurchases, bond forwards, corporate bonds, corporate bonds, short-term financing bills, medium-term bills and other assets or financial instruments, and trust plans.

Hua Xia Bank Huiying: a wealth management product that uses RMB or foreign currency as the basic investment currency to find investment opportunities for global investors, track hot markets, diversify investment risks and realize international asset allocation.

Jin Ying of Huaxia Bank: As a financial member of Shanghai Gold Exchange, Huaxia Bank accepts the entrustment of individual customers and conducts precious metal trading, fund settlement and physical delivery through the trading system of Shanghai Gold Exchange. Precious metals investment trading business of individual customers is divided into spot trading and deferred settlement trading.

What about Huaxia Bank's wealth management products? Huaxia Bank has a series of wealth management products, and its advantages are still relatively high, mainly including sustained and stable income, popular wealth management and professional services. However, we should be careful in managing non-deposit investments. Only by knowing your own situation can you best avoid risks and get the highest expected return.