Congratulations on winning the lottery of 1 million yuan. Winning the welfare lottery is personal income, and it needs to pay a tax rate of 2%. After deduction, the net income is 8 million yuan.

The probability of winning the welfare lottery is very, very low. Those who can really win 1 million yuan are really burning incense in their ancestral graves, and a big windfall has fallen from the sky.

According to the relevant national regulations, there are two things to be done after winning the welfare lottery:

First, after deducting 2% personal income tax and 1 million tax deduction, only 8 million people will really get it.

Secondly, individual donations are also needed. Of course, this donation is voluntary, not forced. If you don't want to donate, you can donate a little if you feel that you have love. This is also feasible.

after these two items, 2% tax will be deducted from the winning 1 million yuan. If you don't donate, you will directly provide your personal bank account and award the prize to the winner through bank transfer.

after winning 1 million yuan, what should I do with the remaining money?

if you don't donate the winning 1 million yuan after tax deduction, there will be 8 million yuan left. How to use this 8 million yuan will definitely be arranged reasonably according to your own conditions, and it will definitely be spent in places that are valuable to you.

If I had so much money, I would make the following arrangements:

(1) 2 million yuan to buy a house and 2 million yuan to buy a house where I live. Then use 5, to decorate and enter, so that the assets that you have lived for a long time will cost 2.5 million, leaving 5.5 million.

(2) Buy a car for yourself. It costs between 3, and 5, yuan on an imported and ordinary car, which is a convenient means of transportation.

(3) Secondly, with 1, yuan of running with the bulls, I will take my wife and children to travel around China, so that I can experience the life of the rich, eat as much as I want, play as much as I want, and experience the life of the rich.

(4) Take another 4 million yuan to buy bank bonds or deposit bank certificates of deposit, and the annual deposit interest rate is about 4% ~ 5%. This 4 million yuan has at least 16, ~ 2, yuan of interest income every year, which is enough for your annual living expenses.

(5) Once again, 5, yuan will be used for investment, stock trading and learning to invest in financial management, but this 5, yuan is mainly for value investment. After all, there is no urgent need for money, and stock trading pursues long-term investment returns.

(6) Finally, about 4, yuan is left, so you can choose to buy money funds or smart bank deposits as living funds or working capital. Of course, there is interest income every year, and this 4, is basically not needed unless there is a big expense.

If I have 8 million yuan, I will use it according to the above six aspects, so that I can arrange myself to eat, drink and sleep properly, and I can also consider my later life. It may be more reasonable to use this money like this.

summary and analysis

if you are lucky enough to win 1 million yuan in the lottery, for an ordinary person, you will have a very happy life. If you make rational use of this 8 million yuan, you will live a carefree and colorful life in the future.