Why do we buy a house? Is there a difference between real needs and investment in buying a house in China? For the Chinese, the role of a house is obviously huge, and it has different meanings for individuals and families.

Before buying a house, you need to consider the following issues carefully before making a move.

1. Buying a house is not about collecting a down payment. Many young people lack awareness of financial management and investment. There is no clear way to maintain and increase the value of their assets.

There are still many people who think that they only need to collect enough down payment to buy a house.

If you have such thoughts, then you are not far from a real "house slave".

When we buy a house, we must carefully evaluate our financial strength, calculate our monthly affordability, and then buy a house at a suitable price. In this way, it is most reasonable to carry a mortgage loan while ensuring our daily living standards, and avoid rupture.

The property was repossessed by the bank due to the loan.

Nowadays, when buying a house, there are still a lot of taxes and fees, such as deed tax, stamp duty, income tax, house maintenance fund, etc. It is also a big expense.

2. Do you really know how to choose a house type? Some people like multi-story board buildings that are transparent from the north to the south, while others like high-rise buildings. House type preferences are also different. When buying a house, you don’t pay attention to it. You just make a deposit easily based on the words of a real estate consultant.

When you buy a house, you only discover various problems when you actually move in.

A smart house buyer must have the correct apartment layout. It is best to bring someone with experience in buying a house to choose the apartment together. Others have gone through the wrong path for you, so don't go through it again.

3. Regarding housing prices, everyone hopes that housing prices can be lowered. Even the People's Daily has called on developers to "lower housing prices."

For a high-value commodity like a house, if the unit price is lowered a little, the total price will be much less.

Buying things cheaply, especially buying a house.

When buying a house, you should not pay one-sided attention to the housing price. The community environment, floors and unit types, house quality, surrounding transportation, and location are all ignored by the housing price.

After buying a house, I couldn't even buy groceries.

Going to the city center is like "learning from experience", and buying such a low-priced house is also a pain.

There are trade-offs when buying a house. High housing prices make us choose properties in outer suburbs.

If you do not properly examine the development potential of the surrounding area and blindly choose a house with a low price, you will only be the one who suffers in the end.

4. Property Issues Property is increasingly becoming a factor that buyers pay attention to in current new home sales.

This is mainly because public facilities require property management to maintain, community safety requires property management to ensure, and greening and garbage transportation require property management to complete.

The quality of the community environment is also very important to the preservation and appreciation of the house's value.

When selling a house in the future, a good property is also an excellent publicity.

5. Problems with children. The first house in Chinese life is usually a wedding house. The age of buying a house is getting younger and younger, which makes many people lack a long-term perspective.

This is where tiny houses and mini-apartments take off.

But after China implemented the universal two-child policy, people saw the value of three or even four-bedroom apartments.

Nowadays, housing prices are so high that it is difficult to buy a house in one step. The apartment is too small and cannot be lived in after the child is born, and even the parents cannot live in it.

Therefore, when buying a house, you can choose a house that is spacious for two people and can accommodate three people.

Even if you have children, there is no need to rush to change houses.

There is also the issue of schooling. It is more appropriate to choose a property with a kindergarten and a primary school.

In short, when buying a house, there are many factors to consider besides the price. Raising enough down payment is just the first step towards buying a house.