Whether it is an active fund or a passive fund, the way of fixed investment is basically the same, because the essence of fixed investment is continuous investment and reducing the cost of early investment, which is the significance of fixed investment.
Therefore, the fixed investment is more based on personal circumstances. Depending on the time, do you prefer to vote once a week, once a month, or longer?
According to the amount of investment funds, how much to invest each time is also a problem, which needs to be decided by combining your investment preferences and personal financial situation. We suggest that the amount of investment should not affect your quality of life!
After the frequency and amount of fixed investment are selected, the next step is to face the problem of choosing a fund. Unlike passive funds, which are easier to understand, active funds require higher professional level of individual investors, because active funds are particular.
1. To choose an active fund, you must first check the past performance of the fund, especially the performance of more than three years. If the performance of the fund is not good, then the probability of future performance is not good.
2. Also check the fund size. If the fund is too large, it is difficult to manage; if it is too small, it is easy to be liquidated.
3. The working hours of fund managers also need to be assessed. Fund managers have long working hours, and managers with more than 5 years are the best.