Inspiration from the short story of investment and financial management

Story 1: Li Laobo was killed by rats when he was saving money

Li Laobo saved 2, yuan by scrimping and saving in his seventies. He dug a cave in the inner wall of his home, packed the coins in wooden boxes and buried them in the wall. At the age of 73, the old man suddenly died of illness, and before he died, he could tell his descendants about the burial of coins.

Soon after, the old man's house was destroyed by a rainstorm. When cleaning the house, my son found that the wooden box in the cave in the wall was full of scraps of paper. After careful identification, he knew the paper money bitten by mice. 2, RMB actually made the mouse enjoy the delicious food in vain.

Thinking

Why is the risk of keeping money more likely than the risk of investing? How to deal with risks when investing in financial management?

Feeling

This story tells us that there are risks in investing everywhere, and then the risk of sticking to the family wealth may be even greater. Investment and financial management should acknowledge risks, analyze risks and manage risks, so as to reduce risks, which is a problem that every investor must face.

Story 2: Li Zekai? Casual? Investment

At the age of 27, Li Zekai, the son of Li Ka-shing, negotiated with Murdoch, the global media magnate, for two hours alone on a yacht. At the negotiating table, facing? International ginger? Murdoch, Li said: I'm busy with official business, so we can talk about it successfully. If we can't talk about it, the private jet is waiting on the shore, and I won't stay for another minute. ?

facing Li Zekai? Doesn't matter? Attitude, Merck had no other way, then hastily signed the high price of $95 million satellite TV changed hands agreement. The original investment of Li family in this project was only $125 million.

someone joked: It is better for an old superman to work all his life than for a little superman to work all at once. ?

Thinking

Try to evaluate Li Zekai? Does it matter whether the business is successful or not? The way of investment. Why do you say that? No desire? Is it a manifestation of virtue?

Feeling

Is Li Zekai interested in business? Casual? His insatiable investment method won him? Little Superman? Our reputation has also added weight to our career. No desire is a kind of quality expression of virtue. It does not take advantage of people's danger, does not blindly strive for victory, and does not like to be ambitious. It seems strange, but it reflects the light of human nature in strange actions. With it, your life will be full of happiness and happiness.

Story 3: It is better to negotiate the price before the counter than to settle accounts after the counter

One year in the late Qing Dynasty and early Ming Dynasty, a cotton disaster broke out in Shandong, and China? Rui Yuxiang? Founder Meng Luochuan decided to buy 6, tons of foreign yarn from foreigners.

He said to Mr. bakht, manager of British Silver Eagle Foreign Firm. There is a business proverb called? It is better to settle accounts behind the counter than to negotiate the price before the counter. ? Now I'll calculate an account for you. If your foreign yarn is priced at 3 customs dollars, I can buy you 1 thousand tons of foreign yarn, and you and I can make a small profit; If you set a price of 2 customs taels, I can buy 2 thousand taels readily, and you and I can both make a profit, and you can also win a good market; If you set the price at 17 customs, I can buy 6, tons of foreign yarn at one time, which is mutually beneficial to you and me, and you also win a vast market in China. ?

Meng Luochuan's voice just fell and Barker readily agreed to sign the contract.

Thinking

How did Meng Luochuan use the wisdom of China businessmen to conduct a win-win negotiation with British businessman Barker on the purchase of foreign yarn? Why talk about it? Why don't you settle accounts behind the counter? Is it a way to manage money?

Understanding

Business negotiation is a process of interest coordination. Meng Luochuan seized the British side's urgent need to open up the China market, respectively? 3 customs two? 2 customs two? 17 customs two? Three reserve prices, and lists the order quantities of the three reserve prices. This is using the wisdom of China businessmen to calculate a detailed account for Barker. Reflected in the comparison? Sixty thousand loads? The number and profit of foreign yarns are huge. At the same time, Meng Luochuan will also get a lot of foreign yarn to save Jinan fabric industry, which is what Barker and Meng Luochuan dream of. In investment, a win-win investment can achieve the peace of demand.

story 4: anecdote about the growth of nobel prize

in 1896, the nobel prize was founded with a fund of 9.8 million dollars, and five nobel prize winners received 1 million dollars each year.

At the beginning, the Nobel Prize Management Committee specified the articles of association for the safety of the fund, and deposited the fund in the bank or purchased government bonds. By 1953, the fund had only $3.3 million left. At this time, the CMC made a wise decision to transfer the fund to stocks and real estate.

by 1993, the total assets of the fund had increased to $2.7 billion.

Thinking

What investment and financial management methods are used to achieve the rapid growth of the Nobel Prize? What are the bad consequences if the investment method is improper?

Feeling

The growth of wealth depends to a great extent on the methods of financial management. If you can't manage your money, you can't increase your wealth, but you may also shrink or even lose your accumulated wealth in the past. If you manage your money properly, your wealth will increase rapidly. The rapid growth of the Nobel Prize is the result of clever financial management.

story 5: the rich man trusts the property, and the servant has different opinions.

once upon a time, a rich man divided his property into three parts and entrusted them to three servants, asking them to manage it well.

The first servant buried the money under the tree for safety. The second servant used the money to make various investments. The third servant bought back the raw materials and made them into goods for sale.

a year later, the rich man recalled three servants to inspect the results: the first one returned the original, and the wealth managed by the latter two servants doubled.

Thinking

What is the difference between keeping money and investing in financial management? Can you get rich by managing money? What is the best way to get rich?

The first servant is wealth keeper, the second servant is investment and financial management, and the third servant is business production and financial management. Keeping money will not make you rich, but managing money can make you rich. Practice has proved:? People don't manage money, and money ignores you. ? The best way to get rich is to manage money properly.