The stock purchase threshold of the North Stock Exchange is very high. Individual investors need a threshold of 500,000 yuan to open an account, and they also need some experience, which makes some people flinch, but the fund threshold of the North Exchange is not high, and basically most investors can reach it. So what is the specific function of the fund? The following small series will answer your question.
What is the specific function of the fund?
Fund refers to fund sales organization or fund distribution channel, also known as fund sales point or fund agency. They provide sales and services of fund products, and connect investors and fund management companies.
The significance of the fund to us
Provide investment options: funds usually provide a variety of fund products, including stock funds, bond funds and hybrid funds. Investors can choose appropriate fund products for investment according to their own needs and risk preferences.
Provide professional consultation: funds usually have professional financial consultants or sales staff who can provide detailed information, investment advice and market analysis of fund products. Investors can consult these professionals and get professional financial advice.
Manage investment accounts: After the fund purchases fund products, investors will have a fund account, which will be managed and maintained by the fund. Investors can inquire about their investment portfolio, transaction records and income through this fund.
Provide trading convenience: The Fund provides trading services for fund products, and investors can trade and redeem fund shares through the Fund. This facilitates investors' trading operations and capital flow.
How much can I buy the North Exchange Fund?
There are 8 funds in Beijing Stock Exchange, belonging to 8 fund companies including E Fund, Huaxia Fund, harvest fund Fund, Dacheng Fund, Wanjia Fund, Guangfa Fund, southern fund Fund and Huitianfu Fund.
Judging from the subscription threshold, the subscription threshold of Huitianfu and Wanjia Fund is 10 yuan, and the other six funds are all from 1 yuan. The maximum fund-raising limit is 500 million yuan, which is not high and most people can buy it. If you are a novice, it is recommended not to buy too much at once, but to accumulate experience with small funds first.
1 Yuan started to buy 6 funds: E Fund, Huaxia Fund, harvest fund, Dacheng Fund, Guangfa Fund and southern fund. The threshold is very low and basically everyone can afford it. If an investor is a novice and wants to buy a Beijing stock exchange fund, it is also good to try to accumulate experience with a small amount of money.
In addition, it is worth noting that more than 80% of the non-cash fund assets of the theme fund of the North Exchange are invested in the shares of the North Exchange. This shows that the investment risk is still relatively large, but if the market is good, the income is also relatively high, so investors must pay attention to its risks when buying. If they can't take the risk, then don't consider buying.
What if the fund's rate of return is negative?
If the net return rate of the fund is negative the day before yesterday, it means that the fund fell the day before yesterday. If the return rate of holding a fund is negative, it means that the fund has fallen and the investor has lost the principal, not the investor has to pay back the money.
Although theoretically there is the possibility that the fund will lose money to zero, in fact, the fund will not lose money, because when the fund loses money to a certain extent, it will go bankrupt and liquidate. After bankruptcy liquidation, it will be distributed to investors according to the share, so there will be no backdating.
If the rate of return of holding a fund is negative, then it is necessary to analyze the reasons for the loss of the fund. If it is influenced by market conditions, such as investors buying stock funds, when the stocks invested by the fund plummet, then the fund will also plummet, so investors can see which stocks the fund is mainly heavy when buying funds.
Then pay attention to whether these stocks have prospects. If there is no prospect, then it is recommended not to buy it when it plummets. If there are prospects, investors can try to buy some funds and then take a wait-and-see attitude.
In addition, it depends on the valuation of the fund. If the fund is overvalued, you can also choose to redeem part of the stop loss and leave some of the wait-and-see funds. The situation of each fund is different, and investors should consider it from many aspects.
How to buy a fund with the fastest stop loss?
When buying a fund, it is also important to learn to stop loss. When buying a fund, you should set yourself a stop loss point, such as 10%~20%. If the fund has fallen to this stop loss point, redeem the fund in time and wait for the right opportunity to enter the market.
If the fund has no prospects, it is generally not recommended to add positions, because some funds always fall more and rise less, and investors always fantasize that the fund will rise, but in fact it is difficult for the fund to rise, just like a bottomless pit, the more it falls, the more it loses.