It is clear that pension adjustments will continue to be implemented in 2022 this year.

But when you see the adjustment notice, you can't help but feel a little cold. After all, the overall adjustment ratio this year is a historically low level compared to the past. It can be said that it has happened in the past 18 years.

Since there is only a 4% adjustment ratio.

The proportion of this adjustment has reached a record low, so the relativity is also very low. Many people are inevitably confused.

The first reason is that my country's economic development has gradually slowed down over the years, and the wages of corporate employees are still tending to a relatively stable level. It should be remembered that their pension adjustment system is based on the wages of employees and their price levels. Adjustments are made based on various factors such as changes in the situation.

In recent years, the wages of most of our people have remained at a relatively stable level. Many people's wages have not increased for many years, so our pension increases continue to decline.

The second reason is that at present, the level of pension benefits for many people is already very high, which is enough to cover the lives of most retired workers in their later years. Therefore, there is no need to make major adjustments to their pension insurance benefits.

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In addition, as the average life span continues to increase, the number of newborns continues to decrease, and the aging trend of China's society has intensified, the work pressure faced by pension funds has also begun to gradually expand. In many places, pension fund funds are even tight.

Therefore, at the present stage, when pension insurance funds can already meet the pension needs of most retired employees, their pension insurance funds will naturally increase at a reduced rate, reducing the pressure faced by pension funds.

The continuous decrease in pension increases is actually caused by a variety of reasons that harm each other. However, even if the pension increase gradually decreases, it is still better than no increase at all.

Due to the epidemic, many areas have extended social security payments or even reduced them.

If this happens, the income of the social insurance fund will be reduced. As we all know, it will also directly cause the social insurance fund to have relatively high expenditure pressure.

In order to reduce the pressure on enterprises, in fact, social security departments in many regions have adopted countermeasures to delay payment.

Although it is still possible to ensure that the income of social insurance funds exceeds expenditures, it must be pointed out that as the number of people receiving pensions continues to increase and the number of people paying social security continues to decrease, it will further increase the expenditure pressure on social insurance funds.

Therefore, reducing the proportion of pension adjustments can better control the income and expenditure of social insurance funds.