Operating environment:
Brand model: Xiaomi 12Pro
System version: Android 1 1 version MIUI 13.
App version: v 13.3
Second, call the customer service phone of the fund company to check whether your account holds the fund products on the dividend day.
Three, according to the dividend conditions, calculate dividend income.
If each fund pays a dividend of 0.20 yuan and you hold 1000 shares, you can get the 200 yuan. If you choose "investment dividend" as the dividend payment method, 200 yuan will be automatically added to your account according to the net value of the fund on the dividend payment day. Generally, it can be found in the fund account on the same day or a day later. If the net fund value on the dividend day is 1.5, then 200/ 1.5= 133.33, and your share will be changed from 1000 to133.33. If your dividend method is "cash dividend", the dividend 200 yuan will be automatically credited to the bank account where you originally purchased the fund. You can check your bank account 2-3 days after the dividend date.
Introduction of bonus:
Fund dividend means that the fund distributes part of the income to investors in cash, which is originally a part of the net value of the fund unit. According to the Interim Measures for the Administration of Securities Investment Funds, fund management companies should distribute at least 90% of the net income of funds in cash once a year. The "Interim Measures" have expired, and how to allocate them now is subject to the provisions of the Fund Contract. Dividends are not as much as possible. Investors should choose a dividend distribution method that suits their own needs. Fund dividend is not the biggest standard to measure fund performance. The biggest criterion to measure the fund's performance is the growth of the fund's net value, and dividends are just the cash for the growth of the fund's net value.
For open-end funds, if investors want to realize income, they can also redeem part of the fund shares to achieve the effect of cash dividends; Therefore, whether the fund pays dividends and the number of dividends will not have a significant impact on investors' investment income.
For closed-end funds, it is sometimes not feasible to realize fund income by selling fund shares because the unit price of the fund is often different from the net value of the fund. In this case, fund dividends become the only reliable way to realize fund income. Investors should pay more attention to dividends when choosing closed-end funds.