Generally speaking, funds? Steal? Refers to the fund company's internal misappropriation, interception of fund net value, profits and dividends. Will this happen?
Citizens' investment funds are deposited in special custody accounts, and custody banks (banks or brokers) supervise the funds every day and calculate the net value. Fund companies are only responsible for fund investment operation management. No one can use investors' money except the custodian bank. If the fund manager has any abnormal instructions, it will not pass at all. So the so-called? Steal? Money doesn't exist.
Therefore, investors who cry out every day to steal funds, in addition to not clearly understanding the difference between valuation and net worth, complain about their low returns. Instead of complaining, it is better to lay a good investment foundation and strive for greater returns.
Let's look at the definition again:
1, estimation of net value: The Fund estimates its approximate unit net value according to the fluctuation of its stocks today.
2. Net unit value: the actual price of each fund purchased. We applied for this fund before 3 o'clock, and the price closed at today's unit net value. The subscription of this fund after 3 o'clock needs to be completed according to tomorrow's unit net value.
Some ETF self-owned index funds need to accurately track the index, the index compilation is relatively certain, the target and weight are clear, and the real-time net value of the fund can be estimated based on the real-time secondary market trend. Other funds are not strictly in accordance with the index, such as index enhancement, such as some hybrid funds, such as some actively managed funds. And their goals and weights are uncertain. Although some can be reversed in theory, it is not the case after all. Very accurate, so like this? Estimate? It doesn't make much sense.