It is the Pratt & Whitney commercial supplementary medical insurance in Zhaoqing. Zhaofubao is guided by the government and commercialized. It has the characteristics of low premium, no threshold and high insurance coverage. If the insured person stops participating in Zhaoqing's basic medical insurance or other medical insurance in this city during the insured period, the medical expenses incurred during the period of stopping enjoying the basic medical insurance benefits or the medical insurance benefits in this city are not included in the payment scope of Zhaofubao.