Personally, I think there will be insufficient social security funds in the future.

I think the reasons for the shortage of social security funds in the future are as follows:

First, China has begun to enter an aging society.

With the increase of the average life expectancy of our country, the aging of the population is becoming more and more serious, resulting in an increasing number of pensioners, and the amount of pensions is also increasing. The number of people paying social security is relatively declining, and the proportion of support has increased from 37 people to one person in the early days of liberation to two people to one person now.

Second, since the implementation of the Social Security Law in July 211, the coverage of social security in China has increased year by year, which has reached nearly one billion people.

Some private enterprises and some enterprises have not bought social security for their workers or paid according to the minimum standard, but the pension payment has increased for seventeen consecutive years, and there are still a large number of pensioners who are regarded as payers, that is to say, some pensioners have not paid for some years.

3. The unbalanced economic development of provinces, municipalities and autonomous regions in China leads to

The developed coastal areas have rapid economic development and high growth rate, and the social security fund pool is full of funds, while the economic development of the old industrial areas in the central and western regions and the northeast region is slower, the growth rate slows down and falls back, and the funds in the social security fund pool are insufficient. But from a national perspective, the social security fund pool is not only short of funds, but also has a balance of about 5.6 trillion yuan last year. Although the balance may be reduced this year, there should still be about 4 trillion surplus funds.

IV. Improvement of benefits

The annual increase of pension benefits is also one of the reasons for the gap.

Our social insurance contributions were established in the 199s, and the former was called deemed payment, so there was no balance in the former. Therefore, people who have no balance are using the social security funds of the current payers, resulting in a funding gap in some areas. I believe that our social security system is becoming more and more perfect, and there will be no problems in the operation and payment of social security funds.