1. Do not charge financial consulting fees from small and micro enterprises: financial institutions are prohibited from charging commitment fees and fund management fees for loans from small and micro enterprises. Strictly restrict financial institutions from collecting financial consulting fees and consulting fees from small and micro enterprises, and clean up and correct unreasonable charges for financial services.

2. The collection of financial consulting fees must be consistent with the quality and price: the financial consulting fees and other fees charged by commercial banks are not equal to the services they provide to payers, including the fees charged for unworthy services, and the cases of charging only without services.

3. Financial consultancy fees shall not be bundled with loans for compulsory collection: whether there is a proportional relationship between the collection of financial consultancy fees and the loan amount, and whether there is a relationship between financial consultancy fees and loan business, can be judged by whether the time of signing financial consultancy agreement and the time of collecting financial consultancy fees are close to the time of loan issuance.

Extended data:

Precautions:

1. As a financial consultant of an enterprise or company, if hired in the name of a financial company, the financial company will sign a financial service contract with the enterprise or company, and the individual only needs to complete the corresponding work. Consulting fee (personal service fee of financial consultant) shall be implemented by the financial company according to the employment contract between the individual and the financial company, and personal income tax may be withheld and remitted by the financial company.

2. If a financial consultant provides financial consulting services for an enterprise or company in his own name, he needs to sign a labor service agreement/contract with the enterprise or company, and stipulate the rights and obligations of both parties in the agreement/contract. The financial adviser only needs to collect the labor fee according to the contract, but the personal income tax needs to be declared and paid to the tax authorities, or it can be withheld and remitted in the contract.

3. Graduated from finance, finance and economics, with more than three years working experience in enterprise financial management positions, familiar with asset management, liability management and risk management, with extensive and fixed enterprise financing channels, familiar with national financial, taxation, auditing and other economic laws and regulations and national macro policies, with practical operation ability in enterprise financing, cost control, taxation and auditing, and certain practical experience in capital budgeting, monitoring, guarantee and dispatching.

4. There is no uniform standard for the fees of financial consultants, and most of them are charged according to the percentage of the project. Both parties negotiate according to the task requirements, and finally the signed contract shall prevail. There are standards abroad, which can be used for reference.

Baidu Encyclopedia-Financial Consultant Fee