Alipay has launched another gold financial product called Huaan Gold. So what is the difference between it and the previous Boshi Gold? Today I will help you summarize it so that you can make differentiated choices.
Difference 1: The docking funds are different. Since the names of the two are different, it must be that the fund products they are docked with are different. According to our understanding: 1. Huaan Gold is docked with Huaan Yifu Gold ETF Link C (000217) 2. The fund that Boshi Gold is docked with is Bosera
Gold ETF Connection C (002611) Therefore, this is the biggest difference between the two, and it is also the fundamental reason for other differences.
Difference 2: The selling rate is different. The other two selling rates are also different. For example: 1. If Huaan Gold is held for less than 7 days, the selling rate is for holding it for more than 7 days but not more than 30 days.
The rate is free for more than 30 days.
2. If Boshi Gold is held for less than 7 days, the selling fee is also free for holding for more than 7 days but not more than 30 days. The selling fee is free for more than 30 days.
For those who hold it for less than 7 days, the rates of the two are the same, but for those who hold it for more than 7 days but not more than 30 days, the rate of Boshi Gold is only one-quarter of that of Huaan Gold.
Difference 3: Gold prices are different. The gold prices of Huaan Gold and Boshi Gold are also different. For example, the current price of Huaan Gold is RMB/gram, while the price of Boshi Gold is RMB/gram.
In other words, for the same money, Huaan Gold can buy more grams, but the gold price trend of the two is basically the same.
Summary: The above is a summary of the three differences between Huaan Gold and Boshi Gold. You can choose according to your actual situation. After all, the one that suits you best is the best.