1. Buy gold stocks or futures: In the A-share market, the main business of many listed companies is precious metals such as gold. Investors need to open a stock account to buy these stocks. After having a stock account, they can directly buy related stocks. Buying gold futures requires a futures account, which is not suitable for beginners.

2. Buy gold funds: Gold funds can buy gold ETF funds in spot and need stock accounts; You can also buy gold ETF linked funds over the counter, such as banks, brokers, WeChat, Alipay and other channels. These funds calculate their income according to the trend of gold prices. The price of gold fluctuates up and down, and the income of gold funds will also fluctuate.

3. Buy paper gold: Paper gold is a new investment product after gold and precious metals. Investors need to open an account in a bank. Paper gold adopts 24-hour uninterrupted trading and T+0 delivery.

4. Buy physical gold: banks can invest in gold bars and coins; You can also go to the gold shop to buy gold jewelry, which also has the function of maintaining and increasing value.

Financial management methods The institutions that can provide financial management services to customers in China mainly include banks, securities companies and investment companies.

1. Bank investment. The financial products provided by commercial banks in China are generally certificates of deposit and asset management products. Funds sold by brokers or fund companies do not belong to financial management.

2. Financial management of securities companies. Securities financing generally includes securities income certificates, asset management products and so on.

3. Insurance financing. Financial management tends to be long-term, paying attention to education planning and pension planning after a long time, and solving security problems such as accidents and medical care.

4. Investment enterprise financing. Corporate investment and financial management generally includes trust funds, gold investment, jade, jewelry, diamonds and third-party financial management. It needs high initial capital and is suitable for high-end financial talents.

5. E-commerce financial management. 2 1 century, in addition to online financial management at outlets, financial search engines on the internet can also be used to search for financial products and compare the risks and benefits before investment.

6. Make money-income. Lifelong income includes work income generated by personal resources and financial income generated by monetary resources; Work income is earned by people, and financial income is earned by money. Financial income includes interest income, rental income, dividends, capital gains, etc.

7. use-spend money. Living expenses include the living expenses of individuals and families from birth to death, as well as financial expenses arising from investment and credit utilization. Some people have expenses, while others have burdens. The main purpose of making money is to support personal and family expenses. Including: living expenses: including family expenses such as food, clothing, housing, transportation and medical care. Financial expenses: including loan interest expenses, guarantee insurance expenses, investment formalities expenses, etc.