In 2022, the first and second savings bonds (voucher type) will be issued to individuals from March 10 to March 19, and the maximum issuance amount of the two national debt plans is 30 billion yuan.
Extended data:
Savings bonds (including voucher type and electronic type) is a non-negotiable registered national debt issued by the government (Ministry of Finance) to individual investors in order to absorb personal savings funds and meet long-term savings investment needs. Electronic savings bonds is a savings bonds variety that records creditor's rights electronically. Compared with voucher savings bonds, electronic savings bonds has more varieties, more convenient purchase and more flexible interest rate. Because of its non-tradeability, it is decided that there will be no capital gains at any time. This is the same as the existing certificate-based government bonds, mainly to encourage investors to hold them at maturity.
Savings bonds (Electronic) has adopted the achievements of modern information technology, which fully embodies the people-oriented design concept and the characteristics of the times. In the coming period, the Ministry of Finance, together with the People's Bank of China, will continue to improve relevant systems, expand the scope of pilot projects, introduce new products, increase new purchase channels and improve service levels, and strive to develop savings bonds (electronic) into one of the most popular investment products.
In order to enrich the variety of treasury bonds, improve the management mode of treasury bonds' creditor's rights, improve the issuance efficiency of treasury bonds, and facilitate the investors of treasury bonds, the Ministry of Finance, based on the advantages of convenience and flexibility of voucher-type treasury bonds and referring to international experience, began to accept account opening applications from the first batch of seven commercial banks, including Bank of China, Industrial and Commercial Bank of China, China Construction Bank, etc., among which electronic savings bonds was commissioned on a pilot basis, and electronic savings bonds (hereinafter referred to as savings bonds) was issued for the first time in July 2006, and another one was for ordinary people.
Savings bonds refers to the non-negotiable RMB bonds issued by the Ministry of Finance in China and sold to individual investors through commercial banks. It is a kind of debt designed and issued to meet the needs of long-term savings and investment and pay more attention to the saving function.
Generally speaking, it is equivalent to opening a special passbook in a bank, except that it is not a deposit, but a record of the sale of government bonds and interest income. After a period of operation, it is believed that it will replace the current form of national debt and become the most important way of issuing national debt.