Equity funds refer to funds that invest in equity assets to obtain dividends.

Among this type of funds, the most common ones are stock funds and hybrid funds.

Equity funds are less stable because their returns cannot be guaranteed and are not suitable for new investors to buy. It is best to conduct careful analysis before buying.

According to different standards, securities investment funds can be divided into different categories: (1) According to whether fund units can be added or redeemed, they can be divided into open-end funds and closed-end funds.

Open-end funds are not listed for trading (it depends on the situation). They are purchased and redeemed through banks, securities firms, and fund companies. The fund size is not fixed; closed-end funds have a fixed duration and are generally listed and traded on securities exchanges. Investors pass

Fund units are bought and sold in the secondary market.

(2) According to different organizational forms, they can be divided into corporate funds and contract funds.

A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by a fund manager, a fund custodian and an investor through a fund contract, which is usually called a contract fund.

my country's securities investment funds are all contract funds.

(3) According to different investment risks and returns, they can be divided into growth, income and balanced funds.

(4) According to different investment objects, they can be divided into four categories: bond funds, stock funds, currency funds and hybrid funds.

After completing preparations for opening an account, citizens can choose their own time to purchase funds.

Individual investors can bring the debit card and fund transaction card of the agent bank and fill out the fund transaction application form at the counter of the agency outlet (institutional investors must stamp the reserved seal), which must be submitted before 15:00 on the day of purchase.

The application will be accepted at the counter and a fund business receipt will be issued.

Two days after handling fund business, investors can go to the counter to print a business confirmation letter.

First, after applying for fixed investment, no matter how the market fluctuates, a fixed amount of funds will be purchased at different net values ??every month. This will automatically form an investment method of reducing investment when the market is high and increasing investment when the market is low, so that the average cost is at the mid-range level of the market.

The fluctuation range throughout the year will be larger, and the risk of direct one-time investment will also be greater. However, if you choose to invest regularly and stick to it, it can smooth investment costs in the long run.

Second, the common starting point for fixed investment business is 100 to 300 yuan, which greatly lowers the investment threshold and provides convenience to small investors. Therefore, regular fixed investment is more suitable for the majority of working class people.