For migrant workers, monthly salary payment is very necessary, and it is also a manifestation of migrant workers' financial management. The salary of part-time job is relatively limited. Unlike business or other investments, wages in big princess are basically fixed. Then, in the face of complicated life, how to effectively use their limited wages to maximize their value and help themselves and their families live better is also the financial management direction that ordinary migrant workers need to think and plan. Personally, the monthly salary should be divided into five aspects: basic living expenses, personal value improvement, insurance and medical care, savings reserve and financial investment. Now our monthly salary distribution is as follows: 50~60% is suitable for daily living expenses and shopping. If we use bookkeeping to understand the basic daily expenses and monthly expenses, we will encounter such a situation, which can effectively prevent overspending and excessive consumption. 65,438+00% of salary is used for compulsory savings, and this part of compulsory savings is also used as a reserve fund for daily life, which can be used for emergency medical treatment in emergencies. This part of the money is not used for long-term investment, but will be used for investments such as money funds. You can withdraw it immediately when you need it, and the investment income of this part will not be so much, but it has achieved the purpose of Ji Yong's reserve fund. 10% of the salary is used for self-improvement, which is suitable for course study or just spending on books and exams. The purpose is to create higher value for promotion and salary increase, so this 10% budget is indispensable.