There are differences between net worth and currency types in terms of investment strategies, risks and returns, and transparency.

1. Investment strategies: The investment strategies of net value funds are more diversified and can include different types of assets such as stocks, bonds, and futures.

Monetary funds mainly invest in low-risk financial assets, such as short-term bonds, deposits, inter-bank lending, etc.

2. Risks and returns: The risks of net value funds are relatively high, but the potential returns are also higher.

The risk of currency funds is relatively low, but the returns are relatively stable.

3. Transparency: Net value funds have relatively high transparency, and investors can check changes in the fund’s net value at any time.

The transparency of currency funds is relatively low, and investors can usually only view information such as the fund's 7-day annualized return and 10,000-share return.