the first half of the year is about to pass, and the second half is about to open. In the second half of the year, there will be at least five changes in social security, which will affect your money bag.

Pensions in various provinces will rise one after another

The Ministry of Human Resources and Social Security announced in April this year that pensions for retirees will rise by 5%, achieving "16 consecutive rises". However, at present, only Shanghai has released the pension adjustment plan, and the rest provinces have not yet released it.

Therefore, starting from the second half of the year, other provinces will issue pension adjustment plans one after another. At present, Shandong, Jiangxi and other places have clearly reissued the increased pensions before the end of July.

Basic pensions for urban and rural residents will also rise. According to the State Council's opinions on implementing the division of labor among key departments in the Government Work Report released on June 11th, the minimum standard of basic pension for urban and rural residents will be raised. The Ministry of Human Resources and Social Security and the Ministry of Finance took the lead and issued relevant policies before the end of July.

Small and medium-sized enterprises continue to be exempted from three social insurance premiums

Recently, the Ministry of Human Resources and Social Security, the Ministry of Finance and the State Administration of Taxation issued the Notice on Extending the Implementation Period of the Policy of Reducing Social Insurance Fees for Enterprises in Stages, and all provinces, autonomous regions, municipalities directly under the Central Government and Xinjiang Production and Construction Corps extended the implementation of the policy of partially exempting the contributions of three social insurance units for small and medium-sized enterprises until the end of December.

enterprises with serious difficulties in production and operation due to the epidemic situation can continue to defer payment of social insurance premiums until the end of December, and the late payment fee will be exempted during the deferred payment period.

The reduction and deferment of social security fees will continue to reduce the social security burden for small and medium-sized enterprises and further help them tide over the difficulties.

realize provincial overall planning of endowment insurance before the end of the year

The above-mentioned notice issued by the three departments also requires that all provincial governments should earnestly assume the main responsibility, accelerate the provincial overall planning of the three social insurances, and ensure that the basic endowment insurance fund for enterprise employees will be unified at the provincial level by the end of the year.

previously, 2 provinces in China have realized the provincial unified collection and expenditure of pension funds. This means that by the end of the year, all provinces will realize the unified collection and expenditure of pension funds at the provincial level.

With the improvement of overall planning level, it is more secure to pay pensions in full and on time. This will not only further enhance the guarantee function of the province's fund insurance, but also lay a good foundation for realizing the national overall planning of endowment insurance.

using social security cards in the whole process of endowment insurance business

according to the notice on compressing the issuance cycle and optimizing the management service of social security cards issued by the general office of the Ministry of Human Resources and Social Security, we will realize the use of social security cards in the whole process of endowment insurance business and promote the application of social security cards in employment services, real-name management of migrant workers and wage payment.

Social security card is used in the whole process of endowment insurance business, which means that social security card is also used for pension collection. Recently, Guangzhou and other places issued notices requiring retirees to use social security cards to receive pensions.

It should be noted that to receive a pension with a social security card, the financial function and bank account of the social security card must be activated, so that the pension can be received normally.

Cancel individual accounts for urban and rural residents' medical insurance before the end of the year

According to the requirements put forward by the National Medical Insurance Bureau and the Ministry of Finance, if individual (family) accounts are implemented for urban and rural residents' medical insurance, they should be cancelled before the end of the year and make a smooth transition to outpatient service; If the personal (family) account has been cancelled, it shall not be restored or set in disguise.

There are some disadvantages in individual (family) accounts of residents' medical insurance. First, the amount is very small and the guarantee is insufficient, so it is actually difficult to play the role of outpatient guarantee. Second, * * * poor economic ability, limited to personal or family use, but also weaken the overall support ability of the fund. Third, it is easy to induce abuse.

The National Medical Insurance Bureau explained that the cancellation of medical insurance personal (family) accounts of urban and rural residents will not reduce the medical insurance benefits of residents, but will be achieved by promoting outpatient co-ordination. After all localities promote outpatient co-ordination, the outpatient medical expenses for minor illnesses can be included in the scope of payment of the co-ordination fund, and the outpatient medical expenses for common diseases and frequently-occurring diseases of the masses in primary medical institutions can be reimbursed, accounting for about 5%.