JD。 COM Xiaojincun is connected with Guangfa Anze short-term debt fund, which belongs to non-guaranteed wealth management products. Although it has certain risks, it has never suffered losses, so it has high safety. In addition, JD.COM Xiaojincun's money is actually in a bank escrow account, and neither Jingdong Finance nor securities companies can directly access the money, so the security of assets is also very high.