1. deed tax. The so-called deed tax is a one-time tax levied on the new owner (property owner) according to a certain proportion of the production price for the contract made by the parties when the property right of real estate (land and house) changes. The deed tax is 1% of the total house price when purchasing the first suite of residential houses with a housing area of less than 9 square meters; When the housing area is more than 9 square meters, the deed tax is 1.5% of the total housing price. Non-residential houses shall be paid at 3% of the total house price.
2. Stamp duty. Stamp duty is a kind of tax levied on the behavior of concluding and receiving legally effective certificates in economic activities and economic exchanges. The transfer of housing property rights needs to apply for a property right certificate, so stamp duty is also required. Generally speaking, the stamp duty when buying a house is .1% of the total house price, and the buyer and the seller each bear .5%.
3. overhaul fund. Overhaul fund is a unique expense when buying a new house, which refers to the funds earmarked for the maintenance, renewal and transformation of * * * all parts of the property and * * * all facilities and equipment after the warranty period expires. The collection standard of overhaul fund varies from place to place, usually 2%-3% of the total house price.
what should you pay attention to when buying the first suite
1. Pay attention to the policy: When buying the first suite, you must pay attention to the confirmation in advance, because now you recognize the house and the loan. Even if the buyer has no real estate under his name, as long as he has applied for a mortgage or repaid the mortgage, it will be implemented according to the second suite policy.
2. Pay attention to supporting facilities: As the first suite, living is the biggest demand of buyers, so when purchasing, you must know the supporting facilities of the house in detail, especially shopping, travel, medical care and education, so as not to affect the subsequent life.
3. Pay attention to the property: According to experts, the relationship between the property and the owner is very close. If the property management ability is strong, the owner's life circle will be more comfortable, and problems can be solved well. It is recommended to choose a brand property with good reputation.
4. Pay attention to the apartment type: the size of the apartment type should be determined according to the number of family members, and it should not be too crowded. It is required that the area of each bedroom should be at least 1 square meters, except the guest room. Because there is no need for too many personal belongings, it can be appropriately smaller.