If you don't know how to buy these two kinds of insurance for your parents, you can click on the appointment 1 insurance planning service, and the deep blue insurance _ centralized insurance broker will give you professional advice.
1, medical insurance
Medical insurance is the most important and basic medical security for the elderly. If there is no medical insurance, you can't reimburse the expenses when you are hospitalized. One-time medical expenses are a great burden for families.
If parents don't have medical insurance, they can call the local social security bureau at 12333 to learn about local policies and make up the payment.
2 priority medical insurance and accident insurance
When your parents are old and your health is getting worse, many serious illnesses will come to you quietly. At the same time, because of osteoporosis, the probability of accidental injuries such as wrestling and falling will also increase.
For healthy parents, it is recommended to give priority to millions of medical insurance+accident insurance, which is cheap and practical.
For parents who are in poor health or over 65 years old, if they can't buy millions of medical insurance, they can buy anti-cancer medical insurance/Huimin insurance+accident insurance.
Millions of medical insurance and medical insurance are golden partners, and the remaining hospitalization medical expenses after medical insurance settlement can be basically reimbursed after deducting deductibles.
Anti-cancer medical insurance can only reimburse cancer-related medical expenses, but the advantage is that health information is loose, and some products can be renewed for life.
The protection of Huimin insurance is a little worse than that of millions of medical insurance, but the price is very cheap and the health information is very loose, which can be used as an alternative.
In short, on the basis of buying medical insurance for parents, it is enough to configure medical insurance and accident insurance. Medical insurance is flexibly selected according to the health status of parents.