1, fund company
When choosing a fund company, the ranking of the fund company can be used as a basic reference, and many fund analysis websites provide new fund company rankings every year. Investors can pay attention to the rankings in recent years and choose fund companies with high rankings and stable rankings.
2. Fund managers
In fact, fund financing is to hand over funds to fund managers to operate, so the performance of fund managers' investment performance is very important.
3. Fund size
The size of the fund should not be too small or too large. The average asset size is moderate at 2.5 billion-5 billion. Of course, the size of large-cap funds is usually higher than 5 billion.
In addition to the current valuation of the fund, it is also necessary to pay attention to the changes in the past assets of the fund and understand whether the scale of the fund is expanding or shrinking. The scale of investment continues to shrink, and investment needs to be cautious.
4. Fund position
Understanding fund positions is mainly to understand the allocation of stocks. In the fund file, you can generally see which stocks the fund holds in heavy positions and the corresponding proportion. If investors have optimistic industries or stocks, they can focus on funds that invest in these industries or stocks.
5. Fund interest rate
Fund rates include front-end fees and back-end fees, and the rate of back-end fees will generally decrease with the growth of fund holding time, so if you plan to invest for a long time, then the fund with back-end fees is more cost-effective. In addition, the subscription fee for new funds is generally cheaper than the subscription fee.
What are the above contents about the law of buying funds, I hope to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.