1, the old-age insurance payment can only choose 60% or 100% of the provincial social wage as the payment base, and individuals pay 20% of the payment base monthly.

Last year, the social wage in Heilongjiang was 24,376 yuan, and the monthly social wage was RMB yuan. Individual contributions for endowment insurance are RMB/month (according to grade 100%) or RMB/month (according to grade 60%).

2. The payment base of medical insurance is 100% of local social wages (medical insurance has not achieved overall planning in the whole province).

Taking Harbin as an example, the individual contribution rate of medical insurance is 0, 0, 5% and 4 grades.

The social wage last year was RMB/month. If paid in proportion, the monthly payment will be large medical assistance) = yuan.

If there is a work unit, the social security shall be paid by the unit:

1. Endowment insurance: 8% for individuals and 22% for units. The payment base is my average monthly salary in the previous year. If the average monthly salary is lower than 60% of the social level of the previous year, 60% of the social level of the previous year is the base of payment; If the average monthly salary is higher than 300% of the social level of the previous year, 300% of the social level of the previous year is the payment base.

2. Medical insurance: individuals pay 2%, and units pay a large amount of medical assistance. Individuals and units each pay RMB. The payment base is my average monthly salary in the previous year. If the average monthly salary is lower than the social level of last year 100% (yuan), the payment base shall be the social level of last year 100%.

Is the money paid every year a personal account? Certainly not, because social security is managed as a whole, and only 8% paid by individuals is allocated to personal accounts, and the rest is allocated to the pension fund as a whole.

The latest policies and regulations on the adjustment of social security base in Heilongjiang in 2022

In 2022, the upper and lower limits of the province's social security three insurance payment base were announced. The average annual salary of 2021(202110/0/65438+February 3 1) is 70380 yuan, and the total monthly salary is 5865 yuan. Declare the payment base of endowment insurance, unemployment insurance and work-related injury insurance for insured employees in 2022.

The social security payment base is linked to the local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. Minimum payment base and payment amount of social security in Heilongjiang Province in 2022.

The basic old-age insurance, unemployment insurance and industrial injury insurance for enterprise employees use the same payment base.

(1) Individual contribution base of employees: 202 1. The average annual salary of full-caliber employees last year was 70,380 yuan, and the average monthly salary of full-caliber employees last year was 5,865 yuan.

If the average monthly salary of an individual is lower than 60% of the average monthly salary of employees in the province, 60% will be used as the payment base, and 300% will be used as the payment base if it exceeds 300% of the average monthly salary of employees in the province.

(2) Unit payment base: The unit payment base is approved according to the sum of employee payment wage bases.

1. Endowment insurance: 8% for individuals and 0/6% for units. The payment base is my average monthly salary in the previous year. If the average monthly salary is lower than 60% of the social level of the previous year, 60% of the social level of the previous year is the base of payment; If the average monthly salary is higher than 300% of the social level of the previous year, 300% of the social level of the previous year is the payment base.

2. Unemployment insurance: urban enterprises and institutions pay unemployment insurance premiums according to the total wages of their own units. Employees of urban enterprises and institutions pay unemployment insurance premiums according to their own wages. Farmers contract workers recruited by urban enterprises and institutions do not pay unemployment insurance premiums.

When determining the payment base, all localities can uniformly stipulate the total wages and wages of all units in which period as the payment base according to the situation.

Social organizations pay unemployment insurance premiums at 2% of the total wages of their full-time staff, and their full-time staff pay unemployment insurance premiums at 1% of their own wages.

State organs pay unemployment insurance premiums at 2% of the total wages of their employees and workers under labor contracts, and at 1% of their own wages.

3. Work-related injury insurance: According to the degree of work-related injury risk, industries are divided into one, two and three categories, and the payment ratio has also changed. The specific situation of the proportion and classification of industrial injury insurance is as follows:

(1) The first category is industries with less risks, such as securities, banking and insurance. The second category of employers' total wages is medium-risk industries, such as real estate, environmental management, entertainment, agricultural and sideline food processing, etc. The three categories of total wages of employees in employers are high-risk industries, such as coking and core fuel processing industry, petroleum processing, chemical raw materials and chemical products manufacturing. Note: In principle, the average contribution rate of industrial injury insurance is controlled around the total wages of employees.

Payment base of endowment insurance for individual workers

Payment base of endowment insurance for self-employed workers: those who participate in and continue the basic endowment insurance relationship according to the method of self-employed workers can be 60%, 70%, 80%, 90%, 100%, 150%, 200%, 250% and 300% of the average employed persons in all-caliber urban units in the province last year.

Individual flexible employees pay social security by themselves:

1, the payment of endowment insurance can only be based on 60%-300% of the provincial social wage, and individuals pay 20% of the base monthly.

(according to grade100%) 5865 *100% * 20% =1173 yuan/month,

(according to 60% grade) 5865*60%*20%= yuan/month,

Endowment insurance is paid in grades every year, and individuals can choose the appropriate payment grade according to their actual situation. Pay more, pay more for a long time, the more individuals choose to pay, the more government subsidies, and the higher their future benefits.

You can change the payment level of the current year before the annual payment. The specific payment grade standard is based on the amount announced by the local community department.

(1). How to query the payment records of social security in Heilongjiang in 2022, the specific query method (2). What is the scope and proportion of Heilongjiang social security medical insurance reimbursement in 2022? (3) What is the minimum social security payment base in Heilongjiang in 2022? (4) What is the minimum social security payment base in Heilongjiang in 2022? How much is the unit and individual a month (5). What materials and online processing procedures are needed for social security transfer in Heilongjiang in 2022 (6). Where will Heilongjiang medical insurance card be activated in 2022, and the online activation process of Heilongjiang social security card (7). In 2022, where did Heilongjiang modify the social security card password? Initial password of new social security card in Heilongjiang Province (8). Heilongjiang Province's new policy of adjusting the proportion and base of social security contributions in 2022 (9). What is the base and scale of social security payment in Heilongjiang Province in 2020 (10)? The new minimum wage standard of Heilongjiang Province in 2020 stipulates whether the minimum wage standard of Heilongjiang Province includes social security or not, reminding individual workers that the bank that has handled the endowment insurance premium should withhold and pay enough premiums for the insured.

2. Insured persons who have not been withheld and remitted by the bank and have household registration or residence permit in Daqing can apply for Longjiang Bank Card nearby and sign the personal bank collection confirmation letter in the social security sub-center of the jurisdiction to realize the payment without leaving home.