1. Both of them are wealth management products, not deposits, so they don't protect the principal and interest, which is a national requirement, but historically, the principal and interest have been repaid on time, and so has the wealth management of bank sales;

2. They are all floating income products, so the interest is published on a seven-day annualized basis, so there will be changes every day, but the changes are small, so don't worry, don't worry about it;

3. Although it is similar to the current and fixed term of bank deposits, it is different from deposits. The deposit has an agreed interest rate in advance, and its interest rate is not agreed, but changes with the change of investment varieties;

4. They are all official asset management products that meet the requirements of national regulatory authorities. Its investment in wealth management products and investment rules meet national requirements. They mainly invest in some stable wealth management products, which are low-risk products.

Different places:

1, the investment target is different. In other words, these two wealth management products buy different things, so this investor doesn't have to delve into it. Only when he knows the difference will there be the following differences;

2. Different liquidity. Monetary funds are similar to bank demand deposits in liquidity, and can be withdrawn and deposited at any time; Regular financial management is similar to time deposits, which can only be withdrawn at maturity;

3. The investment income is different. It is easy to understand, because the products you buy are different, and the income is different;

4. The investment threshold is different. Money funds usually start at 100, and Yu 'ebao has no starting point. Regular financial management/kloc-from 0/000 yuan.

5. The risks are different. The risk of money fund is lower than that of regular financial management, which belongs to low risk.