The past performance of fund managers is often the standard for us to judge the quality of funds. If there is a change in fund managers, first of all, it is necessary to judge whether the fund managers are job-hopping or poor performance has led to the change.

If the fund manager performs well, it may be a promotion, so in this process, it shows that the style of the fund team is still relatively close, and after proper observation, you can consider whether to continue holding it. We can consider the following questions before deciding whether to continue holding.

1. Whether the fund held is active or passive.

Our common types of funds are active funds and passive funds.

Passive funds are mainly tracking indexes, and the influence of fund managers will be relatively small. As long as the new fund manager has corresponding experience in managing passive funds, the problem will not be particularly serious.

The level of fund managers of active funds will have a great impact on the quality of funds. However, the emergence of a fund is not decided by the fund manager alone. Every fund company has a corresponding fund team. If the core figures of the team remain unchanged, it shows that the style of this fund is relatively stable. Therefore, in this case, we can change the fund manager for a few days, and there is no need to sell it immediately. In this respect, we can also see that to choose an excellent fund, we should not only choose an excellent fund manager, but more importantly, choose a fund team that suits our own style.

Second, we need to find out whether this is a sudden change of fund managers or a change from a double fund manager to a single fund manager.

At present, it is common for most funds to change fund managers, but they are all planned changes. Generally, it is changed from a single fund manager to a double fund manager, so that the old fund manager can bring new people. When the new people get used to the style and team style of the fund, the old fund manager will be promoted or take over other larger funds. So in this case, we don't have to worry too much. What we need is to look at the term of office of the new fund manager, observe for a period of time, and observe the ability of the new fund manager when the market changes greatly. Don't be too anxious.

Therefore, when the fund manager changes, we need to have an inspection period to observe the profit effect of this fund and then decide whether to continue holding it.