If it is welfare, you can consider the following points:
1, is there any discount/reduction for employees to buy their own personal products-for example, product 2+20, employee 1+0?
2. Are there different terms for employees to buy their own private products-for example, the redemption period is more flexible/the minimum investment limit is lower?
It should be noted that both require a special share category for fund products.
3. Many companies will have a pool of employees, which means that the most profitable strategy with limited capacity will only be open to internal employees. This is a real benefit, which is usually used in high frequency or some arbitrage strategies.
If 1, 2, 3 are not, then it is not welfare to let employees buy their own private placement through normal channels. It should be considered from the perspective of investor interests/bonus retention.