First of all, assuming that the fund market and most industries have not undergone drastic changes, and the industry is also very optimistic about the value of a fund in the industry, then we can consider buying at a low level, even if we can't sell at a high price, we can ensure that our costs are still there, and we can make a small profit when the situation is good. Therefore, the fund is actually a problem worth considering. We must learn to look at a fund from various angles so as not to make mistakes easily.
Secondly, if the fund has sustained losses, it is necessary to consider whether there are serious defects in the fund itself, such as changing the experience of the fund and greatly shrinking its scale. These are the characteristics of inferior funds. For this part of the fund, you can consider selling it when the fund has not fallen too low, otherwise it may get deeper and deeper. It is best not to imagine that such funds can "bottom out".
Finally, sometimes the decline of funds depends on the situation. Some funds with good quality are actually only short-term declines. After this trough, they will slowly pick up. This situation can be considered as stubbornness. Another situation is the general decline of the fund market. This situation can also be considered stubborn, but the premise is that there is no quality problem in the fund you choose.
According to different standards, securities investment funds can be divided into different types:
According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.
According to the different investment objects, it can be divided into four categories: bond funds, stock funds, money funds and hybrid funds.